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HomeMy WebLinkAbout535 Almer Road - Technical StudyRECORDING REQUESTED BY AND WHEN RECORDED RETURN TO: Manu Javaherian 1029 Vista Grande Millbrae, CA 94030 RECEIVED NOV - 1 2002 CITY OF BURLINGAME PLANNING DEPT. SPACE ABOVE THIS LINE FOR RECORDER'S USE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS ESTABLISHING A PLAN OF CONDOMINIUM OWNERSHIP FOR CASPIAN CONDOMINIUMS TABLE OF CONTENTS RECITALS 1 ARTICLE 1 - DEFINITIONS 2 1.1 Act 2 1.2 Assessments 2 1.3 Association 2 1.4 Association Rules 2 1.5 Bylaws 2 1.6 Common Area 2 1.7 Condominium 2 1.8 Condominium Plan 2 1.9 County 3 1.10 Declarant 3 1.11 Declaration 3 1.12 Exclusive Use Common Area 3 1.13 Governing Documents 3 1.14 Improvement 3 1.15 Insurance Trustee 3 1.16 Insurer or Guarantor 3 1.17 Map 3 LAWRENCE M. NEAL ATTORNEY AT LAW 2332 BROWNING ST. BERKELEY, CA 94702 (510) 981-9099 - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 TABLE OF CONTENTS 1.18 Member 3 1.19 Mortgage 3 1.20 Mortgagee 3 1.21 Owner 4 1.22 Project 4 1.23 Property 4 1.24 Unit 4 ARTICLE 2 - APPLICABILITY OF RESTRICTIONS 4 2.1 Submission 4 2.2 Incorporation of Declaration Into Instruments 4 ARTICLE 3 - COMPLIANCE WITH GOVERNING DOCUMENTS 4 3.1 Compliance with Governing Documents. 4 3.2 Resolution of Conflicts Between Documents 5 ARTICLE 4 PROPERTY RIGHTS AND OBLIGATIONS OF OWNERS 5 4.1 Elements of Condominium 5 4.2 Owners' Nonexclusive Easements; Association Rights 5 4.3 Exclusive Use Common Area 5 4.4 No Severance 6 4.5 Provisions For Partition of Common Area 6 4.6 Leasing of Units and Delegation of Use 7 4.7 Obligations of Owners 7 (A) Notification of Use Delegation 7 (B) Notification Regarding Governing Documents 7 (C) Payment of Assessments 8 (D) Joint Ownership 8 ARTICLE 5 EASEMENTS AND RIGHTS OF ENTRY 8 5.1 Rights of Entry and Use 8 5.2 Support, Maintenance and Repair Easement 8 5.3 Encroachment Easements 9 5.4 Power to Grant Easements 9 5.5 Easement to Governmental Entities 9 5.6 Utility Maintenance Easement 9 5.7 Easements to Maintain Heating Systems 10 5.8 Easements to Maintain Telephone and Cable Television Lines 10 5.9 Other Easements 10 ARTICLE 6 - THE ASSOCIATION: MEMBERSHIP AND VOTING RIGHTS 10 6.1 Unincorporated Association 10 6.2 Membership 10 6.3 Transferred Membership 10 6.4 Membership Voting 11 (A) Class A 11 (B) Class B 11 6.5 Vesting of Voting Rights 11 6.6 Voting Procedures 11 6.7 Joint Ownership Votes 11 6.8 Approvals Required 11 LAWRENCE M. NEAL ATTORNEY AT LAW 2332 BROWNING ST. BERKELEY, CA 94702 (510) 981-9099 - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 TABLE OF CONTENTS ARTICLE 7 - THE ASSOCIATION: POWERS AND DUTIES 12 7.1 Powers of the Association 12 (A) Contracts 12 (B) Maintenance 12 (C) Assessments 12 (D) Association Rules 12 (E) Right to Enter 13 (F) Enforcement 13 (G) Legal Action 13 (H) Manager 13 (I) Common Area 13 7.2 Duties of Association 13 (A) Maintenance 13 (B) Acceptance of Members 13 (C) Annual Membership Meeting 13 (D) Payment of Taxes and Utilities 13 (E) Preparation and Distribution of Financial Statements, Reports, and Copies of Governing Instruments 14 (F) Schedule of Monetary Penalties 15 (G) Other Duties 16 7.3 Limitations on Authority of a Manager 16 7.4 Due Process Limitations of the Association 16 7.5 Impermissible Restrictions Upon Alienation 17 7.6 Inspection of Association Books and Records 17 7.7 Records Kept by the Association 17 ARTICLE 8 MAINTENANCE AND REPAIR OBLIGATIONS 18 8.1 Owners' Maintenance Responsibilities 18 8.2 Exclusive Use Common Area Maintenance Responsibilities 18 8.3 Association's Maintenance Responsibilities 18 8.4 Maintenance of Utilities 19 8.5 Association's Right to Maintain or Repair a Unit 19 8.6 Willful or Negligent Acts 19 ARTICLE 9 - UTILITIES AND TAXES 20 9.1 Utilities 20 9.2 Segregated Taxes 20 9.3 Unsegregated Taxes 20 ARTICLE 10 - COVENANTS AND USE RESTRICTIONS 21 10.1 Prohibited Uses 21 10.2 Unlawful Activity/Nuisances 21 10.3 No Smoking 21 10.4 Occupancy Limitations 21 10.5 Fires 21 10.6 Signs 21 10.7 Antennas and Other Additions 21 10.8 Pets 22 10.9 Trash 22 10.10 Insurance 22 10.11 Gas or Liquid Storage 22 10.12 Diseases and Pests 22 LAWRENCE M. NEAL ATTORNEY AT LAW 2332 BROWNING ST. BERKELEY, CA 94702 (510) 981-9099 - CC&R'S - CASPIAN CONDOMINIUMS Printed. 10/30/2002 TABLE OF CONTENTS 10.13 Trees 22 10.14 Mechanic's Liens 22 10.15 Alterations to Units 22 ARTICLE 11 -ARCHITECTURAL CONTROL 23 11.1 Architectural Control 23 11.2 Submission of Plans; Action by Association 23 11.3 Permits 23 11.4 Estoppel Certificate 23 ARTICLE 12 - ASSESSMENTS 23 12.1 Covenant to Pay Assessments 23 12.2 Personal Obligation 24 12.3 Use of Regular Assessments 24 12.4 Reserve Funds 24 12.5 Levy of Regular Assessments 25 12.6 Commencement of Regular Assessments 25 12.7 Special Assessments 25 12.8 Revised Assessments 25 12.9 Allocation of Assessments 26 12.10 Reimbursement Assessments 26 12.11 Delinquent Assessments 26 12.12 Creation of Assessment Lien 26 12.13 Foreclosure Under Assessment Lien 27 12.14 Waiver of Homestead Protections 27 12.15 Estoppel Certificate 27 ARTICLE 13 - INSURANCE/INDEMNITY 27 13.1 Fire And Casualty Insurance 27 (A) Insurance Trustee 28 13.2 Other Insurance 28 13.3 Requirements 28 13.4 Owner's Property Insurance 29 13.5 Indemnity 29 13.6 Provision To Adjust Losses 29 ARTICLE 14 - DAMAGE AND DESTRUCTION 29 14.1 Proceeds Exceed 85 Percent of Reconstruction Costs 29 14.2 Proceeds Less Than 85 Percent of Reconstruction Costs 30 14.3 Responsibility to Rebuild 30 14.4 Rebuilding Contract 30 14.5 Rebuilding Not Authorized 30 14.6 Revival of Right to Partition 30 ARTICLE 15 - EMINENT DOMAIN 31 15.1 Sale by Unanimous Consent 31 15.2 Total Sale or Taking 31 15.3 Partial Sale or Taking 31 15.4 Fair Market Value as Appraisal Standard 32 ARTICLE 16 - MORTGAGEE PROTECTION 32 16.1 Interpretation 32 LAWRENCE M. NEAL ATTORNEY AT LAW 2332 BROWNING ST. BERKELEY, CA 94702 (510) 981-9099 - CC&R'S - CASPIAN CONDOMINIUMS Printed. 10/30/2002 TABLE OF CONTENTS 16.2 Notices 32 16.3 Mortgagee's Right to Information 32 16.4 Deemed Consent 32 16.5 Restriction on Certain Changes 33 16.6 Consent to Action 33 16.7 Priority in Insurance and Condemnation Proceeds 34 16.8 Right of First Refusal 34 16.9 Subordination 34 16.10 Payments by Mortgagees 34 16.11 Contracts 35 16.12 Effect of Breach of Declaration on Mortgagee 35 ARTICLE 17 - ENFORCEMENT/ARBITRATION/MEDIATION 35 17.1 Rights to Enforce 35 17.2 Violation of Law 35 17.3 Remedies Cumulative 35 17.4 Mediation 35 17.5 Arbitration Between Owners 36 ARTICLE 18 - MISCELLANEOUS PROVISIONS 36 18.1 Construction of Provisions 36 18.2 Independence of Provision 36 18.3 Failure Not a Waiver 36 18.4 Notices 36 18.5 Headings 36 18.6 Number/Gender 36 18.7 Amendments 37 18.8 Successor Statutes 37 18.9 Recitals 37 18.10 Exhibits 37 Exhibit A - Property Description Exhibit B - Condominium Plan Exhibit C - Schedule of Undivided Interest in Common Area LAWRENCE M. NEAL ATTORNEY AT LAW 2332 BROWNING ST. BERKELEY, CA 94702 (510) 981-9099 - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 TABLE OF CONTENTS DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS ESTABLISHING A PLAN OF CONDOMINIUM OWNERSHIP FOR CASPIAN CONDOMINIUMS THIS DECLARATION is made this day of , by MOMOOCHEHR JAVAHERIAN and MEHRI SERRAFAN, TRUSTEES OF THE JAVAHERIAN LIVING TRUST DATED OCTOBER 5, 1999, hereinafter referred to as "Declarant." RECITALS THIS DECLARATION is made with reference to the following facts: A. Declarant is the Owner of all that certain real property (the "Property") located in the City of Burlingame, County of San Mateo, State of California, and particularly described in Exhibit A attached. The address of the Property is 535 Almer Road, Burlingame, CA 94010. B. The Property, along with its improvements, shall also be referred to as the "Project," as defined in Section 1.22. It is the desire and intention of Declarant to create four (4) residential Condominium Units on the Property. By this Declaration, Declarant intends to establish a plan of Condominium ownership. C. It is Declarant's intention to subject the Project, and the use and ownership thereof, now and in the future, to certain limitations, covenants, conditions, restrictions, easements, liens, charges and equitable servitudes as are set forth herein for the benefit of such Project and the future Owners and users thereof. D. This Declaration shall become effective upon the occurrence of all of the following: (i) recordation of the Map; (ii) execution and recordation of this Declaration; and (iii) recordation of an ownership deed for any Condominium. NOW, THEREFORE, DECLARANT HEREBY DECLARES AS FOLLOWS: - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 1 ARTICLE 1 - DEFINITIONS Unless otherwise indicated, the following terms shall have the following meanings when used in this Declaration: 1.1 Act. "Act" means Title 6, Sections 1350 through 1376, inclusive, of the Civil Code of California, entitled "Davis -Stirling Common Interest Development Act," as the same may be amended from time to time. 1.2 Assessments. "Assessment" means a charge levied by the Association against an Owner and his, her or their Condominium in accordance with the provisions of this Declaration. The specific types of Assessments are defined as follows: (A) "Regular Assessment" means a charge levied against an Owner and his, her or their Condominium for such Owner's proportionate share of the Association's annual costs as provided in Article 12. (B) "Special Assessment" means a charge levied against an Owner and his, her or their Condominium for other purposes as provided in Article 12. (C) "Reimbursement Assessment" means a charge levied against an Owner and his, her or their Condominium as a fine or to repay or reimburse the Association as provided in Section 12.11. 1.3 Association. "Association" shall mean and refer to the CASPIAN CONDOMINIUMS HOMEOWNERS' ASSOCIATION, an unincorporated association, and its successors and assigns. 1.4 Association Rules. "Association Rules" shall mean the rules adopted by the Association as provided in Section 7.1(D). 1.5 Bylaws. "Bylaws" means the Association's Bylaws and any amendments which set forth procedural matters relating to the internal governance of the Project. 1.6 Common Area. "Common Area" means the entire Project except all Units as defined in this Declaration and as shown on the Condominium Plan. 1.7 Condominium. "Condominium" means an estate in real property, as defined in California Civil Code §783 and §1351(f), consisting of an undivided interest as a tenant in common in all or any portion of the Common Area, together with a separate fee interest in a Unit and any other separate interests in the real property as are described in this Declaration, in the Condominium Plan, or in the deed conveying the Condominium. 1.8 Condominium Plan. "Condominium Plan" means a Condominium Plan recorded pursuant to California Civil Code §1351(e) with respect to the Project, and any amendments to the Condominium Plan. A copy of the Condominium Plan is attached hereto as Exhibit B. The execution of this Declaration by Declarant or the execution of a subordination by any lender constitutes consent to the recordation of the Condominium Plan. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 2 1.9 County. "County" means the County of Alameda, State of California. 1.10 Declarant. "Declarant" means MOMOOCHEHR JAVAHERIAN and MEHRI SERRAFAN, TRUSTEES OF THE JAVAHERIAN LIVING TRUST DATED OCTOBER 5, 1999 and any successor or assign to whom Declarant assigns its interest as Declarant in whole or in part. 1.11 Declaration. "Declaration" means this Declaration of Covenants, Conditions and Restrictions and any amendments or supplements hereto. 1.12 Exclusive Use Common Area. "Exclusive Use Common Area" means that portion of the Common Area that is reserved for the exclusive use of an Owner but located outside the boundaries of that Owner's Unit. The boundaries or location of and limitations on the Exclusive Use Common Area are described in Section 4.3. 1.13 Governing Documents. "Governing Documents" is a collective term that means and refers to this Declaration, the Bylaws and to the Association Rules. 1.14 Improvement. "Improvement" includes, without limitation, any structure of any kind, or the construction, installation, alteration, or remodeling of any building, walls, decks, fences, landscaping, landscaping structures, skylights, antennas, utility lines. 1.15 Insurance Trustee. "Insurance Trustee" means an institutional lender, commercial escrow company or title company with trust powers in the County as may be designated by the Association to hold and disburse funds as trustee for the Association and the Owners, as provided in Section 13.1(A). 1.16 Insurer or Guarantor. "Insurer" or "Guarantor" shall mean an insurer or governmental guarantor of a Mortgage. 1.17 Map. "Map" shall mean and refer to that Parcel Map No. , filed for record the day of , , in Book of Parcel Maps at page(s) through , in the records of the County. 1.18 Member. "Member" means every person or entity holding a membership in the Association, and whose rights as a Member are not suspended pursuant to Section 7.1(D). 1.19 Mortgage. "Mortgage" means a bona fide mortgage or deed of trust which encumbers a Condominium or other portion of the Project. 1.20 Mortgagee. "Mortgagee" means the beneficiary under a deed of trust and any guarantor or insurer of a Mortgage. An "institutional" Mortgagee is a Mortgagee that is a bank or savings and loan association or Mortgage company or other entity chartered or licensed under federal or state laws whose principal business is lending money on the security of real property or investing in such loans, or any insurance company or any federal or state agency or instrumentality, including, without limitation, the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. A "first" Mortgage, or "first" Mortgagee is one having priority as to all other Mortgages or holders of Mortgages encumbering the same Condominium or other portions of the Project. A "second" Mortgage, or "second" Mortgagee is one having priority, after the first Mortgage or first Mortgagee, as to all other Mortgages or - CC&R'S - CASPIAN CONDOMINIUMS Printed. 10/30/2002 PAGE 3 holders of Mortgages encumbering the same Condominium or other portions of the Project. 1.21 Owner. "Owner' means the record fee title Owner, whether one or more persons or an entity, of a fee simple title to any Condominium and shall include a contract purchaser, provided the contract purchaser is in possession under a recorded contract of sale. "Owner" shall also mean Member of the Association. "Owner' shall not include any person who holds an interest in a Condominium merely as security for the performance of an obligation or as a tenant. 1.22 Project. "Project" means the Property and all the improvements on the Property. 1.23 Property. "Property" means that parcel of real property described in Recital A, and more particularly described in Exhibit A attached. 1.24 Unit. "Unit" means the elements of a Condominium that are not owned in common with the other Owners of Condominiums in the Project. Such Units and their respective boundaries are shown and more particularly described on the Condominium Plan. "Unit" does not include other interests in real property that are less than estates in real property, such as exclusive or nonexclusive easements. In interpreting deeds and plans the existing physical boundaries of a Unit or of a Unit reconstructed in substantial accordance with the original plan shall be conclusively presumed to be its boundaries, rather than the description expressed in the deed or Condominium Plan, regardless of minor variance between boundaries shown on the Condominium Plan or in the deed and those of the building and regardless of settling or lateral movement of the building. Whenever reference to a Unit is made in this Declaration, in the Condominium Plan, in any deed, or elsewhere, it shall be assumed that such reference is made to the Unit as a whole, including each of its component elements. ARTICLE 2 - APPLICABILITY OF RESTRICTIONS 2.1 Submission. Declarant declares that the Project is, and shall be, held, conveyed, hypothecated, encumbered, sold, leased, rented, used, occupied and improved subject to each and all of the limitations, covenants, conditions, restrictions, easements, liens, charges, assessments and equitable servitudes set forth herein, all of which are declared and agreed to be in furtherance of a plan of condominium ownership as described in the Act for the subdivision, improvement, protection, maintenance, and sale of Condominiums within the Project, and all of which are declared to be for the purpose of enhancing, maintaining and protecting the value, desirability and attractiveness of the Project and every part thereof. All of the limitations, covenants, conditions, restrictions, easements, liens, charges, assessments and equitable servitudes set forth herein shall run with, be binding on and inure to the benefit of each and every person having or acquiring any right, title or interest in the Project, and shall be binding upon and inure to the benefit of the successors in interest of such persons. 2.2 Incorporation of Declaration Into Instruments. Any deed or other instrument by which a Condominium is conveyed shall be subject to the provisions of this Declaration and shall incorporate the provisions of this Declaration, whether or not such deed or other instrument makes reference hereto. ARTICLE 3 - COMPLIANCE WITH GOVERNING DOCUMENTS 3.1 Compliance with Governing Documents. All present and future Owners, - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 4 occupants and tenants of Units within the Project shall be subject to, and shall comply with, each and every provision of the Governing Documents, as the same or any of them shall be amended from time to time, unless a particular provision is specifically restricted in its application to one or more of such classes of persons (Le., Owners, tenants, invitees, etc.). The acceptance of a deed to any Condominium, the entering into a lease, sublease or contract of sale with respect to any Unit, or the occupancy of any Unit shall constitute the consent and agreement of such Owner, tenant or occupant that each and all of the provisions of the Governing Documents, as the same or any of them may be amended from time to time, shall be binding upon said person and that said person will observe and comply with the Governing Documents. 3.2 Resolution of Conflicts Between Documents. If there are any matters of conflict or inconsistencies between the Association Rules and this Declaration, or between the Bylaws and this Declaration, then the provisions of this Declaration shall prevail. If there are any matters of conflict or inconsistencies between the Association Rules and the Bylaws, then the provisions of the Bylaws shall prevail. ARTICLE 4 - PROPERTY RIGHTS AND OBLIGATIONS OF OWNERS 4.1 Elements of Condominium. Ownership of each Condominium within the Project shall include a Unit; an undivided interest in the Common Area which is set forth in Exhibit C and shall be specified in the deed from Declarant to each Owner and which undivided interest cannot be altered or changed as long as the prohibition against severability of component interests in a Condominium remains in effect as provided in this Declaration; a membership in the Association; and any Exclusive Use Common Area appurtenant to such Condominium over the Common Area as described in this Declaration, the Condominium Plan and the deed to the Condominium. 4.2 Owners' Nonexclusive Easements: Association Rights. Every Owner has nonexclusive rights of use, enjoyment, ingress, egress, and support in, to, and throughout the Common Area and any Improvements or facilities on the Common Area. However, such nonexclusive rights shall be subordinate to, and shall not interfere with, any Owner's rights with respect to Exclusive Use Common Area. Each such nonexclusive right shall be appurtenant to the respective Condominium and shall pass with the title to the Condominium. Nonexclusive rights shall be subject to the right of the Association to adopt and to enforce Association Rules with respect to the Common Area. 4.3 Exclusive Use Common Area. (A) Parking Spaces. With respect to the Exclusive Use Common Area parking spaces designated on the Condominium Plan, ownership of a Condominium may include the exclusive right to use and enjoy one (1) or more such parking spaces, if designated by Declarant upon the conveyance of a Condominium in the grant deed to such Condominium. Declarant shall have the sole right to assign any of the parking spaces to any Owner or purchaser of a Unit until all four (4) Units in the Project have been sold by Declarant, notwithstanding the transfer of control of the Association from Declarant to the Owners in accordance with the provisions of Section 6.4. If any of the parking spaces remain unassigned after the close of escrow on the last Unit sold by Declarant, the Association may thereafter assign such unassigned parking spaces at its discretion. The approximate dimensions of each parking space are shown on the Condominium Plan. The Burlingame Municipal Code prohibits - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 5 the renting or leasing of any required parking spaces. (B) Unit 1. The Owner of Unit 1 shall have the exclusive right to use and enjoy that patio designated on the Condominium Plan as "Patio-1", that balcony designated on the Condominium Plan as "Balcony-1" and that storage space designated on the Condominium Plan as "Storage-1". (C) Unit 2. The Owner of Unit 2 shall have the exclusive right to use and enjoy those patios designated on the Condominium Plan as "Patio-2", that balcony designated on the Condominium Plan as "Balcony-2" and that storage space designated on the Condominium Plan as "Storage-2". (D) Unit 3. The Owner of Unit 3 shall have the exclusive right to use and enjoy that patio designated on the Condominium Plan as "Patio-3" and those balconies designated on the Condominium Plan as "Balcony-3". (E) Unit 4. The Owner of Unit 4 shall have the exclusive right to use and enjoy that patio designated on the Condominium Plan as "Patio-4" and those balconies designated on the Condominium Plan as "Balcony-4". (F) Other EUCA. Exclusive Use Common Area shall also include the following portions of Common Area designed to serve the Owner's Unit exclusively: exterior doors, door steps, stoops, door frames, and hardware incident thereto; window and skylight frames, panes, sills, screens, glass and hardware incident thereto; and internal and external telephone wiring. Exclusive Use Common Area reserved for each Owner shall be appurtenant to such Owner's Unit and may not be conveyed or transferred apart from the Unit. Except as expressly provided in this Declaration, no other portion of the Project is Exclusive Use Common Area. All easements to Exclusive Use Common Area are subject to the right of the Association to enter in and upon Exclusive Use Common Area as provided by and pursuant to the limitations upon such right as set forth in this Declaration. 4.4 No Severance. No Owner shall be permitted to sever his, her or their Unit from his, her or their membership in the Association and none of the component interests in a Condominium can or shall be severed from the other component interests or separately sold, conveyed, encumbered, hypothecated or otherwise transferred. Any sale, conveyance, encumbrance, hypothecation, transfer or other action in violation of this prohibition shall be void. 4.5 Provisions For Partition of Common Area. Except as expressly provided in this clause, an Owner shall have no right to partition or divide his, her or their ownership of the Common Area. Partition of the Common Area can be had on a showing that the conditions for such partition as stated in Section 14.6 (relating to damage or destruction) or in Section 15.2 (relating to condemnation) or in Civil Code §1359 have been met. Nothing in this Declaration shall prevent partition of a cotenancy in a Condominium. Proceeds or property resulting from a partition shall be distributed to and among the respective Owners and their Mortgagees as their interests appear in proportion to the ratio that the fair market value of each Owner's Condominium bears to the fair market value of all Owners' Condominiums determined as - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 6 provided in Section 15.4, but as of a date immediately prior to the event giving rise to the right of Owners to partition the Common Area. 4.6 Leasing of Units and Delegation of Use. (A) Subject to the Governing Documents, any Owner may delegate the Owner's rights to use and enjoy the Common Area to members of the Owner's family, guests, the Owner's tenants, employees and invitees. (B) An Owner may rent his or her Unit subject to the provisions of this section. Any lease or rental agreement between an Owner and a tenant shall be in writing and shall provide that it is in all respects subject to the provisions of the Governing Documents, that any failure by the tenant to comply with such provisions shall be a default under the lease or rental agreement, and that all provisions of the Governing Documents shall be deemed incorporated by reference in such lease or rental agreement. However, the failure of any lease or rental agreement to so provide shall not excuse the tenant from complying with such provisions. Any lease or rental agreement shall also provide that the tenant may not sublease the Unit. In the event of such a default, the Owner shall take all action to cure the default including, if necessary, eviction of the tenant. Each Owner -lessor shall provide any tenant or lessee with a current copy of all Governing Documents. A renting Owner shall comply with any and all applicable state and local laws regarding the rental of residential property. A copy of any executed lease or rental agreement shall be kept with the Association's records. (C) An Owner shall not be released or relieved from the obligation to pay Assessments by reason of any lease or rental of such Owner's Unit, regardless of whether the obligation to pay Assessments has been delegated to the tenant. The Association and each Owner shall have a right of action directly against any tenant, as well as against the Owner, for nonperformance of any of the provisions of the Governing Documents to the same extent that such right of action exists against such Owner. 4.7 Obligations of Owners. Owners of Condominiums within the Project shall be subject, without limitation, to the following: (A) Notification of Use Delegation. Each Owner shall provide the other Owners with the names of any contract purchaser or tenant of the Owner's Condominium, the current address and telephone number of the Owner if the Owner is not residing on the Project and a true and complete copy of any lease or rental agreement. (B) Notification Regarding Governing Documents. This Section is intended to implement the requirements established by Section 1368 of the California Civil Code. To the extent that Section 1368 is amended or replaced, the provisions of this Section shall be automatically amended and replaced by the new statutory provisions. As more particularly provided for in California Civil Code §1368, as soon as reasonably practicable before transfer of title or the execution of a real property sales contract with respect to any Condominium, the Owner thereof must give the prospective purchaser: (i) a current copy of the Governing Documents; (ii) a copy of the Association's most current financial statement; (iii) a true statement in writing from the Association as to the amount of the current Regular and Special Assessments and fees levied upon the Condominium being sold; (iv) a true statement in writing (the "delinquency statement") as to the amount of any delinquent Assessments, together with information relating to late charges, attorneys' fees, interest, and reasonable costs of collection - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 7 which, as of the date the statement is issued, are or may become a lien on the Condominium being sold; and (v) a true statement in writing if there is any change in the Association's current Regular and Special Assessments and fees which have been approved by the Owners, but have not become due and payable as of the date disclosure is provided pursuant to this Section. (C) Payment of Assessments. Each Owner shall pay when due all Assessments levied in accordance with Article 12. (D) Joint Ownership. In the event of joint ownership of any Condominium, the obligations and liabilities of the multiple Owners under the Governing Documents shall be joint and several. ARTICLE 5 - EASEMENTS AND RIGHTS OF ENTRY 5.1 Rights of Entry and Use. Each Condominium and its Unit or the Common Area, as the case may be, shall be subject to the following rights of entry and use: (A) The right of the Association, or its agents, to enter any Unit and Exclusive Use Common Area to cure any violation or breach of the Governing Documents, or to perform maintenance as described in Section 8.5, provided that the Owner has received notice and a hearing as required by Section 7.4 (except in the case of an emergency as reasonably determined by the Association or its agents) and such Owner has failed to cure such violation within thirty (30) days after the finding of such violation by the Association or, if such violation cannot reasonably be cured within thirty (30) days, such Owner has failed to diligently take steps necessary to cure such violation within thirty (30) days after the finding of such violation by the Association; (B) The right of the Association, or its agents to enter any of the Units and Common Area, including Exclusive Use Common Area, to perform its obligations and duties under this Declaration, including any obligations or duties with respect to construction, maintenance or repair for the benefit of the Common Area or the Owners in common; (C) The Association's rights of entry and cure shall be immediate in case of an emergency, as reasonably determined by the Association, originating upon or threatening any Unit or Exclusive Use Common Area, whether or not its Owner is present. For all non - emergency entry purposes except as provided in Section 5.1(A), the Association or its agents shall furnish the Owner or his, her or their lessee with at least forty-eight (48) hours' written notice of its intent to enter the Unit or Exclusive Use Common Area, specifying the purpose and scheduled time of such entry and shall make every reasonable effort to perform its work and schedule its entry in a manner that respects the privacy of the persons residing within the Unit; and (D) Any easements as shown on the Map. 5.2 Support. Maintenance and Repair Easement. The Association and each Owner shall have a non-exclusive right and easement appurtenant to the Common Area and to all Units through each Unit and the Common Area, including Exclusive Use Common Area, for the support, maintenance and repair of the Common Area, including Exclusive Use Common Area, and all Units. - CC&R'S - CASPIAN CONDOMINIUMS Printed. 10/30/2002 PAGE 8 5.3 Encroachment Easements. If any portion of the Common Area encroaches on any Unit or if any portion of a Unit encroaches on the Common Area due to engineering errors, errors in original construction, settlement or shifting of structures, or any other similar cause, a valid easement exists for such encroachment and for the maintenance of it as long as it remains, and all Units and the Common Area are made subject to such easements, and the rights and obligations of Owners shall not be altered in any way by such encroachment; provided, however, that in no event shall a valid easement for encroachment be created in favor of an Owner or Owners if such encroachment occurred due to the intentional conduct of such Owner or Owners. In the event any structure containing a Unit is partially or totally destroyed, and then repaired or rebuilt and any minor encroachment on the Common Area results, a valid easement exists for such encroachment and for the maintenance of it as long as it remains, and all Units and the Common Area are made subject to such easements. 5.4 Power to Grant Easements. The Association, by unanimous vote, shall have the power to grant and convey in the name of all the Owners as their attorney -in -fact (or in the name of the Association as to any property to which the Association holds title) to any Owner or other party easements and rights -of -way in, on, over, or under the Common Area for the purpose of establishing Exclusive Use Common Area or other easements and for the purpose of constructing, erecting, operating or maintaining lines, cables, wires, conduits, or other devices for electricity, cable television, power, telephone and other purposes, public sewers, storm water drains and pipes, water systems, sprinkler systems, water, heating and gas lines or pipes, and any similar public or quasi -public improvements or facilities. 5.5 Easement to Governmental Entities. All governmental and quasi -governmental entities, agencies and utilities and their agents shall have a non-exclusive easement over the Common Area for the purposes of performing their duties within the Project. 5.6 Utility Maintenance Easement. The Association has the responsibility to maintain in good working order, repair and replace any sanitary sewer, drainage, water, electric and gas systems, pipes, lines and cables, as the case may be (collectively, "utility systems" or "utilities") serving the Project, except that an Owner shall be exclusively responsible for those portions of the utility systems that extend into such Owner's Unit. However, should the Association fail within a reasonable time to maintain in good working order any utility system serving any Unit after notice of the need for such maintenance is given by one Owner (the "repairing Owner") to the other Owners, the repairing Owner is hereby reserved an easement over and through the Project to maintain in good working order the utility systems serving the repairing Owner's Unit, as follows: (A) The repairing Owner shall have reasonable access to the Common Area, any Exclusive Use Common Area, and any Unit as necessary to maintain, repair or replace any utilities serving the repairing Owner's Unit. The repairing Owner's rights of entry and cure shall be immediate in case of an emergency, as reasonably determined by the repairing Owner, whether or not the affected Owner is present. For all non -emergency entry purposes the repairing Owner shall furnish the affected Owner or his, her or their lessee with at least forty- eight (48) hours' written notice of the repairing Owner's intent to enter the affected Owner's Unit or Exclusive Use Common Area. Such notice shall specify the purpose and scheduled time of such entry. The repairing Owner shall make every reasonable effort to perform maintenance and schedule his, her or their entry in a manner that respects the privacy of the persons residing within the affected Unit. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 9 (B) The Association shall reimburse, upon demand, the repairing Owner's reasonable costs incurred in maintaining utilities serving the repairing Owner's Unit. Reimbursable costs shall not include costs incurred in maintaining those portions of the utilities that extend into the repairing Owner's Unit. 5.7 Easements to Maintain Heating Systems. An easement over and through the Common Area, including Exclusive Use Common Area, is reserved by Declarant in favor of each Owner for the purpose of allowing each Owner to maintain, repair or replace the heating system and hot water heaters exclusively serving such Owner's Unit, wherever such heating system and hot water heaters may be located. 5.8 Easements to Maintain Telephone and Cable Television Lines. Any Owner shall have the right of reasonable access, for himself or herself and for the telephone or cable company, over and through the Common Area, including Exclusive Use Common Area, for the purpose of allowing each Owner to install, maintain, repair or replace the telephone and cable television lines serving such Owner's Unit exclusively. 5.9 Other Easements. Each Condominium is subject to all easements, dedications, and rights -of -way granted or reserved in, on, over, and under the Property as shown on the Map. ARTICLE 6 - THE ASSOCIATION: MEMBERSHIP AND VOTING RIGHTS 6.1 Unincorporated Association. The Association shall be an unincorporated Association. The Association shall be charged with the duties and invested with the powers set forth in this Declaration. The specific and primary purpose of this Association is to be a residential condominium management association organized and operated to provide for the management, maintenance and care of the Project. This Association is intended to qualify as a nonprofit homeowners' association under the applicable provisions of the Internal Revenue Code and of the Revenue and Taxation Code of California. No part of the net earnings of this Association shall inure to the benefit of any Member other than by providing management, maintenance, and care of Project and other than by a rebate of excess Assessments. Notwithstanding any of the above statements of purposes and powers, this Association shall not, except to an insubstantial degree, engage in any activities or exercise any powers that are not in furtherance of the specific purposes of this Association. 6.2 Membership. Every person or entity who is a record Owner of a fee or undivided fee interest in a Condominium, pursuant to the terms of this Declaration, shall be a Member of the Association; provided, however, that no Owner shall hold more than one (1) membership even though such Owner owns an interest in more than one (1) Condominium. Membership shall be appurtenant to and may not be separate from the fee ownership of any Condominium. Membership shall be held in accordance with this Declaration. 6.3 Transferred Membership. Membership in the Association shall not be transferred, encumbered, pledged, or alienated in any way, except upon the sale or - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 10 encumbrance of the Condominium to which it is appurtenant, and then only to the purchaser, in the case of a sale, or the holder of a bona fide mortgage or deed of trust, in the case of an encumbrance of such Condominium. Membership shall terminate automatically when the Owner no longer holds any ownership interest in any Condominium. Upon any transfer of title to an Owner's Condominium, including a transfer upon the death of an Owner, membership passes automatically with the title to the transferee. Notwithstanding anything to the contrary in this Declaration, a holder of a bona fide mortgage or deed of trust does not have membership rights until it obtains title to the Condominium through foreclosure or deed in lieu thereof. Any attempt to make a prohibited transfer is void. No Owner may resign his, her or their membership. On notice of a transfer, the Association shall record the transfer on its books. 6.4 Membership Voting. The Association shall have two (2) classes of voting membership as follows: (A) Class A: Class A Owners shall be all Owners, with the exception of Declarant, and shall be entitled to one (1) vote for each Condominium owned. When more than one (1) person holds an undivided fee interest in any Condominium, all such persons shall be entitled to all rights and privileges of membership. The vote of such Condominium shall be exercised as its Owners collectively determine, but in no event shall more than one (1) vote be cast with respect to any Condominium. (B) Class B: The Class B Owner shall be Declarant, who shall be entitled to three (3) votes for each Condominium owned. The Class B membership shall cease and be irreversibly converted to Class A membership on the occurrence of one of the following events, whichever occurs first in time: (1) At such time as the total outstanding votes held by Class A Owners equal or exceed the total outstanding votes held by the Class B Owner; or (2) A prescribed date which is not later than the third anniversary of the first conveyance of a subdivision interest in the Project. 6.5 Vesting of Voting Rights. Voting rights shall vest at the time Assessments are levied against the Owner's Condominium. 6.6 Voting Procedures. Any Owner may attend meetings of the Association and vote in person or by an agent duly appointed by an instrument in writing signed by the Owner. 6.7 Joint Ownership Votes. The vote that is attributed to each Condominium may not be cast on a fractional basis. If the Condominium has more than one Owner and the Owners are unable to agree as to how the vote should be cast, the vote shall be forfeited on the matter in question. If one Owner casts the vote attributed to a Condominium, the vote shall conclusively bind all the Owners of that Condominium. If more than one Owner casts the vote attributed to a Condominium, the votes cast by such Owners shall not be counted and shall be considered void. Under no circumstances shall the Association be responsible to settle voting disputes between joint Owners. 6.8 Approvals Required. Except as otherwise provided in the Governing - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 11 Documents, all decisions and actions requiring the approval of Owners shall be deemed approved if the Owners assent to them by written consent or by written ballot in accordance with the procedures outlined in the Bylaws, or if approved at any duly called meeting at which a quorum is present, either in person or by proxy, by Owners holding a majority of the total voting power of all Owners present, either in person or by proxy. Documents to be executed by the Association shall be signed by the appropriate required percentage of Owners. ARTICLE 7 - THE ASSOCIATION: POWERS AND DUTIES 7.1 Powers of the Association. The Association shall have all the powers granted to a nonprofit mutual benefit corporation, as enumerated in §7140 of the Corporations Code, subject only to such limitations on the exercise of its powers as are set forth in this Declaration. However, the Association, so long as it remains unincorporated, may not adopt or use a corporate seal or issue membership certificates in accordance with §7313 of the Corporations Code. The purposes and powers of the Association are to provide for the operation, control and maintenance of certain parts of the Project, and to provide enforcement of the provisions of the Governing Documents and any other instruments relating to the management and control of the Association and the Project. Without in any way limiting the generality of the foregoing, the Association shall have the power and authority to do all of the following acts: (A) Contracts. The Association shall have the right and power to contract for such services, labor, goods and materials for those parts of the Project the Association is responsible to maintain as it may deem reasonable or necessary. (B) Maintenance. The Association shall have the power to maintain, repair, and make capital Improvements to the Project in accordance with Article 8. The Association may also purchase equipment, tools, supplies and other personal property as the Association deems necessary for use in such maintenance and repair. (C) Assessments. The Association shall have the power to fix, levy, and collect Assessments as provided in Article 12. (D) Association Rules. The Association shall have the power from time to time and subject to the provisions of this Declaration to adopt, amend and repeal Association Rules which may include the establishment of a system of monetary penalties for failure of an Owner to comply with the provisions of this Declaration or Association Rules. The Association Rules shall not be inconsistent with the provisions of this Declaration. No Association Rule may be adopted which discriminates among Owners or which materially affects the rights, preferences or privileges of any Owner set forth in this Declaration. In the event of a breach or threatened breach of any provision of the Governing Documents by any Owner or tenant, or an occupant of such Owner's Unit, the Association may impose financial penalties on such Owner as provided herein, and/or may temporarily suspend the voting rights of such Owner. The imposition of any financial penalties or suspension of voting rights for violations of an Association Rule must conform to the notice and hearing requirements set forth in Section 7.4. Any amendment to the Association Rules shall be effective thirty (30) days from the date of adoption thereof by the Association or at such later date as the Association may designate at the time of adoption of the amendment. A copy of any new or revised Association Rule shall be delivered to each Owner either in person or by mail, postage prepaid at least ten (10) days before the effective date of such Association Rule. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 12 (E) Right to Enter. The Association's agents shall have the right to enter any Unit in accordance with Section 5.1. (F) Enforcement. The Association shall have the power and authority to enforce the provisions and restrictions of the Governing Documents. (G) Legal Action. The Association shall have standing to institute, defend, settle or intervene in litigation, arbitration, mediation or administrative proceedings in its own name as the real party in interest and without joining with it the individual owners of Condominiums, in matters pertaining to enforcement of the Governing Documents as well as matters pertaining to the exercise of its powers and the fulfillment of its duties in accordance with the Governing Documents and applicable law. The costs of any such legal action, including any reasonable attorneys' fees, shall be charged against any Owner whose breach or threatened breach of the Governing Documents caused the preparation and filing of such legal action, and may be recovered in the legal action or through separate proceedings. Failure to enforce the provisions of the Governing Documents shall not be deemed a waiver of the right to do so thereafter. All remedies provided in the Governing Documents shall be cumulative and in addition to any other legal remedies available. (H) Manager. The Association may employ a professional Manager with homeowner's association management experience, and the Association may delegate any or all of its powers to such Manager subject to the limitations set forth in Section 7.3. (I) Common Area. The Association is hereby irrevocably appointed as the attorney -in -fact for the Owners of each and every Unit to (i) manage, control and deal with the interests of such Owners in the Common Area so as to permit the Association to fulfill all of its obligations hereunder and to exercise all of its rights hereunder. The acceptance by any person or entity of any interest in any Unit shall constitute an appointment of the Association as the Owner's attorney -in -fact as provided above. 7.2 Duties of Association. In addition to the duties and powers enumerated in the Bylaws or elsewhere provided for herein, and without limiting the generality thereof, the Association shall have the following duties: (A) Maintenance. The Association shall maintain and repair parts of the Project in accordance with Article 8. (B) Acceptance of Members. Subject to the Association's right to suspend a Member's voting rights in accordance with this Declaration, the Association shall accept all Owners as Members. (C) Annual Membership Meeting. The Association shall hold an annual meeting of the members as provided in the Bylaws and any special meetings shall be called in accordance with the Bylaws. (D) Payment of Taxes and Utilities. The Association shall pay all real property taxes and assessments levied upon the Project to the extent not separately assessed to the Owners as provided in Section 9.3, and shall pay for any utilities serving the Common - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 13 Area, except for those utilities serving the Common Area paid for by the Owners in accordance with Section 9.1. (E) Preparation and Distribution of Financial Statements. Reports. and Copies of Governing Instruments. This Section is intended to implement the requirements established by Section 1365 of the California Civil Code. To the extent that Section 1365 is amended or replaced, the provisions of this Section shall be automatically amended and replaced by the new statutory provisions. The Association shall prepare and distribute to its Members the following financial statements, documents, reports, and copies of the Governing Documents as follows: (1) A pro forma operating budget for each "fiscal year" (as defined in Section 12.6) shall be distributed not less than forty-five (45) days nor more than sixty (60) days before the beginning of the fiscal year consisting of at least the following: (i) the estimated revenues and expenses on an accrual basis; (ii) a summary of the Association's reserves based on the most recent reserves review or study conducted under California Civil Code §1365.5, which shall be printed in bold type and shall include the following: (a) the current estimated replacement cost, estimated remaining life, and estimated useful life of each major component that the Association is obligated to maintain (collectively the "major components"); and (b) as of the end of the fiscal year for which the study was prepared: (1) the current estimate of cash reserves necessary to repair, replace, restore or maintain the major components; (2) the current amount of accumulated cash reserves actually set aside to repair, replace, restore or maintain the major components; and (3) the percentage of the amount in (b)(1) that the amount in (b)(2) represents; (iii) a statement as to whether the Association has determined or anticipates that the levy of one or more Special Assessments will be required to repair, replace or restore any major component or to provide adequate reserves therefor; (iv) a general statement addressing the procedures used for the calculation and establishment of those reserves to defray the future repair, replacement, or additions to those major components the Association is obligated to maintain; and (v) a general statement regarding the Member's right to have copies of the minutes of meetings of the Association and how and when these minutes may be obtained. Instead of distributing the pro forma operating budget, the Association may elect to distribute a summary of the budget to all of its Members with a written notice that the budget is available at the business office of the Association or at another suitable location within the boundaries of the Project and that copies will be provided on request at the expense of the Association. The notice must be in at least 10-point bold type and must appear on the front page of the summary of the budget. Any Member who requests a copy of the budget shall be provided a copy by the Association by first class United States mail at the Association's expense within five (5) days of the date the Association receives the request. (2) An annual report consisting of a balance sheet rendered as of the last day of the fiscal year, an operating statement for the fiscal year, and a statement of changes in financial position for the fiscal year. A copy of the annual report shall be distributed to any Mortgagee that has requested a copy and to each Owner within one hundred twenty (120) days after the close of the fiscal year. In any fiscal year in which the gross income of the Association exceeds $75,000, a review of the annual report shall be prepared by a licensee of the California State Board of Accountancy in accordance with generally accepted accounting principles, and a copy of the review shall be distributed with the annual report. If the annual report is not reviewed by an independent accountant, the report shall be accompanied by the - CC&R'S - CASPIAN CONDOMINIUMS Printed. 10/30/2002 PAGE 14 certificate of an authorized officer of the Association that the report was prepared from the books and records of the Association without independent audit or review. (3) A statement of the Association's policies and practices in enforcing its remedies against Owners for delinquent Regular or Special Assessments including the recording and foreclosing of liens against a delinquent Owner's Condominium. A copy of this statement shall be distributed to each Owner and any Mortgagee that has requested a copy within sixty (60) days prior to the beginning of each fiscal year. (4) A summary of the Association's general liability policy that states all of the following: (i) the name of the insurer; (ii) the policy limits of the insurance; (iii) if an insurance agent, as defined in California Insurance Code §1621, an insurance broker, as defined in California Insurance Code §1623, or an agent of an insurance agent or insurance broker has assisted the Association in the development of the general liability policy limits, and whether or not the recommendations of the insurance agent or insurance broker were followed; (iv) the amounts of the insurance deductibles; (v) the person or entity that is responsible for paying the insurance deductibles in the event of loss; and (vi) whether or not the insurance coverage extends to the real property Improvements to the separate interests. (5) A summary of the Association's earthquake and flood insurance policy, if one has been issued, that states all of the following: (i) the name of the insurer; (ii) the policy limits of the insurance; (iii) the amounts of the insurance deductibles; and (iv) the person or entity that is responsible for paying the insurance deductibles in the event of loss. (6) A summary of the liability coverage policy for the directors and officers of the Association that lists all of the following: (i) the name of the insurer; and (ii) the policy limits of the insurance. (7) Notwithstanding subsections (E)(4), (E)(5) and (E)(6) above, the Association shall, as soon as reasonably practical, notify the Owners by first-class mail if any of the policies have been canceled and not immediately replaced. If the Association renews any of the policies or a new policy is issued to replace an insurance policy of the Association, and where there is no lapse in coverage, the Association shall notify the Owners of that fact in the next available mailing to all Owners pursuant to California Corporations Code §5016. To the extent that the information to be provided to the Owners pursuant to subsections (E)(4), (E)(5) and (E)(6) above is specified in the insurance policy declaration pages, the Association may meet the requirements of those subsections by making copies of those pages and distributing them to all Owners. (8) Copies of the Governing Documents, and the statement regarding delinquent Assessments as described in Section 12.15 shall be provided to any Owner within ten (10) days of the mailing or delivery of a written request. (F) Schedule of Monetary Penalties. If the Association adopts or has adopted a policy imposing any monetary penalty, including any fee, on any Member for a violation of the Governing Documents, including any monetary penalty relating to the activities of a guest or invitee of a Member, the Association shall adopt and distribute to each Member, by personal delivery or first-class mail, a schedule of the monetary penalties that may be assessed for those violations, which shall be in accordance with authorization for Member discipline contained in the Governing Documents. The Association shall not be required to - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 15 distribute any additional schedules of monetary penalties unless there are changes from the schedule that was adopted and distributed to the Members pursuant to this section. Nothing in this section shall be construed to create, expand or reduce the authority of the Association to impose monetary penalties on a Member for a violation of the Governing Documents. (G) Other Duties. The Association shall perform such other acts as may be reasonably necessary to exercise its powers or perform its duties under any of the provisions of the Governing Documents. 7.3 Limitations on Authority of a Manager. Except with the vote or written assent of a majority of the Owners, the manager shall not take any of the following actions: (A) Incur aggregate expenditures for capital improvements to the Common Area in any fiscal year in excess of five percent (5%) of the budgeted gross expenses of the Association for that fiscal year; (B) Sell during any fiscal year property of the Association having an aggregate fair market value greater than five percent (5%) of the budgeted gross expenses of the Association for that fiscal year; (C) Pay compensation to members of the Association for services performed in the conduct of the Association's business, provided that the Association may reimburse a Member for reasonable expenses incurred in conducting the business of the Association; or (D) Enter into a contract with a third person to furnish goods or services for the Common Area or the Association for a term longer than one (1) year, with the following exceptions: (1) A contract with a public utility company if the rates charged for the materials or services are regulated by the Public Utilities Commission, provided the term does not exceed the shortest term for which the supplier will contract at the regulated rate; and (2) Prepaid casualty and/or liability insurance policies that do not exceed three (3) years duration, provided that the policy permits early cancellation by the insured. 7.4 Due Process Limitations of the Association. Before the Association imposes any Reimbursement Assessments, or suspensions of membership rights or Common Area use privileges against any Member for failure to comply with the Governing Documents, and before the Association's agents enter any Unit in accordance with Section 8.5, the Association must act in good faith and must satisfy each of the following requirements: (A) The Member must be given fifteen (15) days prior notice of the discipline to be imposed and the reasons for the imposition of the discipline. The notice may be given by any method reasonably calculated to give actual notice. If the notice is given by mail, it must be sent by first-class or registered mail to the last address of the Member as shown on the Association's records; and (B) The Member must be given an opportunity to be heard, orally or in writing, by the Association, not less than five (5) days before the effective date of the imposition of the - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 16 discipline. Notwithstanding anything to the contrary contained in this Section, the due process requirements of this Section shall not apply to the Association's right to enforce the payment of Regular or Special Assessments levied by the Association in accordance with the Declaration. 7.5 Impermissible Restrictions Upon Alienation. The Association shall not impose any restrictions, whether directly or indirectly, on the right of an Owner to sell his, her or their Condominium, except upon reasonable objective standards which are consistent within the general plan of enhancing and perfecting the value, desirability and attractiveness of the Project, none of which shall be based upon the race, color, religion, sex, sexual orientation, marital status, national origin or ancestry of the purchaser. 7.6 Inspection of Association Books and Records. Any Owner, or that Owner's duly appointed representative, after giving reasonable notice to the appropriate custodian, shall have access to the Association's membership register, books of account, and minutes from any meeting of the Owners, in order to inspect and copy such records for any purpose reasonably related to his, her or their interest as an Owner. Access shall be at any reasonable time at the office of the Association or such other place within the Project as the Association prescribes. The Association shall establish rules regarding the notice the Owner must give to the custodian of the records to obtain access, the hours and days of the week when the records may be inspected and copied, and the charges imposed by the Association for copying records requested by the Owner. 7.7 Records Kept by the Association. Commencing as soon as reasonably available, but not later than thirty (30) days after the closing and recording of the sale of the first Condominium, the following documents shall be maintained at the office of the Association or at such other place within the Project as the Association shall prescribe: (A) The recorded Map, the recorded Condominium Plan and all amendments thereto, and the deeds and easements executed by Declarant conveying the Common Area or other interest to the Association, to the extent applicable; (B) The recorded Declaration including all amendments and annexations thereto and the Association's Bylaws, and all amendments thereto; (C) All Association Rules promulgated by the Association, including architectural guidelines; (D) The plans, if any, approved by the local agency or County where the Project is located for the construction or improvement of facilities that the Association is obligated to maintain or repair; provided, however, that the plans need not be as -built plans and that the plans may bear appropriate restrictions on their commercial exploitation or use and may contain appropriate disclaimers regarding their accuracy; (E) All notice of completion certificates issued for Common Area Improvements (other than residential structures), any bond or other security device in which the Association is a beneficiary, and any written warranty being transferred to the Association for Common Area equipment, fixtures or Improvements; - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 17 (F) Any insurance policy procured for the benefit of the Association or the Common Area and any lease or contract to which the Association is a party; (G) The Membership register, including mailing addresses and telephone numbers, books of account and any minutes of meetings of the Owners; and (H) Any other instrument which establishes or defines the common, mutual and reciprocal rights and responsibilities of the Owners or lessees of Condominiums. ARTICLE 8 - MAINTENANCE AND REPAIR OBLIGATIONS 8.1 Owners' Maintenance Responsibilities. Except for those portions of the Project which the Association is required to maintain and repair, each Owner shall, at his, her or their sole cost and expense, maintain and repair his, her or their Unit, keeping the Unit in good condition and repair. Each Owner shall bear the responsibility and sole cost and expense to maintain, repair and replace: (i) the interior surfaces of all perimeter and interior walls, ceilings and floors within his, her or their Unit (including carpeting, tile, wall paper, paint or other coverings); (ii) any fixtures or utility connections within his, her or their Unit and attached to ceilings, floors or walls, including, without limitation, toilets, showers, bathtubs, sinks, lighting and plumbing fixtures, telephone facilities and battery operated smoke detectors; (iii) any and all appliances within his, her or their Unit, including, without limitation, any garbage disposals, refrigerators, ranges, ovens, dishwashers, washing machines and dryers, and hot water heaters; (iv) air heating, hot water heating, ventilating and air conditioning equipment servicing his, her or their Unit exclusively (including portions thereof which may be located outside of the Unit); and (v) Unit entry and interior doors, door thresholds, door frames and hardware thereon, screens and windows and hardware thereon, window glass, and internal and external telephone wiring. Each Owner also shall, at his, her or their sole cost and expense, maintain and clean the interiors and exteriors of any skylight glass, windows and other glass surfaces of his, her or their Unit, and maintain, repair, replace and periodically sweep and clean the fireplace chimneys and flues of his, her or their Unit, if any. Also, each Owner shall be responsible to repair the plaster walls that are technically part of the Common Area, but which are adjacent to the "Unit", except the Association shall repair any damage if such damage is directly caused by work being performed on the Project by or on behalf of the Association. Any Owner replacing plaster or drywall shall endeavor to insulate the walls as best as reasonably possible. 8.2 Exclusive Use Common Area Maintenance Responsibilities. The Association shall maintain Exclusive Use Common Area parking spaces, patios and balconies, keeping them in good condition and repair. Each Owner shall be responsible for the maintenance, repair and replacement of all other Exclusive Use Common Area appurtenant to such Owner's Unit. 8.3 Association's Maintenance Responsibilities. Except for those portions of the Project that an Owner must maintain, repair and replace as set forth in Sections 8.1 and 8_2, the Association shall be solely responsible for all maintenance, repair, upkeep and replacement of the Common Area. No person other than the Association or its duly authorized agents shall construct, reconstruct, refinish, alter or maintain any part of the Common Area or add any - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 18 Improvement to the Common Area, except as set forth in Sections 8.1 and/or 8_2, or fill or change the natural or existing drainage of any portion of the Common Area. The Association shall have the Project periodically inspected for wood destroying pests and organisms and shall take appropriate corrective measures therefor, and shall be responsible for the repair and replacement of all termite damage, dry rot and other damage caused by wood destroying pests to the Common Area. 8.4 Maintenance of Utilities. Subject to the provisions of Section 5.6, the Association shall have the exclusive right and responsibility to operate and maintain in good working order any of the utility systems serving the Project, including all sewer lines and plumbing pipes, except for those portions of the utility systems that extend from the Common Area into an Owner's Unit, which such Owner shall be solely responsible to maintain. The Association shall make such repairs and replacements to those portions of the utility systems that the Association is responsible to repair and replace as may be necessary or desirable from time to time for the benefit of the Owners. 8.5 Association's Right to Maintain or Repair a Unit. Subject to the notice and hearing requirements provided in Section 7.4, the Association, subject to the unanimous approval of the other Owners, shall have the right to maintain, repair and replace at an Owner's expense any portion of such Owner's Unit or the Exclusive Use Common Area appurtenant to such Owner's Unit which such Owner has failed to maintain, repair or replace, if such maintenance or repair is reasonably necessary in the opinion of the other Owners to preserve the appearance and value of the Project, and such Owner has failed or refused to perform such maintenance and repair within thirty (30) days after written notice of the necessity of such maintenance and repair is delivered by the Association to such Owner or, if such maintenance and repair cannot reasonably be completed within thirty (30) days, such Owner has failed or refused to diligently take steps necessary to perform such maintenance and repair within thirty (30) days after written notice of the necessity of such maintenance and repair is delivered by the Association to such Owner. The Association may levy a Reimbursement Assessment to collect from such Owner any costs incurred with respect to such maintenance, repair or replacement. 8.6 Willful or Negligent Acts. To the extent not covered by casualty insurance in favor of the Association, each Owner shall be responsible and liable to the remaining Owners and to the Association for any willful or negligent acts or omissions committed by (i) such Owner, (ii) the occupants and tenants residing in such Owner's Unit, and (iii) the respective family members, guests, invitees and agents of such Owner and of the occupants and tenants residing in such Owner's Unit, who cause (a) the need for repair, maintenance or replacement of those parts of the Project that the Association has the right and responsibility to maintain other than that required due to ordinary wear and tear, or (b) the need for repair, maintenance or replacement to or for another Unit, any Exclusive Use Common Area appurtenant to such Unit or to the personal property of another Owner. The Association may levy a Reimbursement Assessment to collect from such Owner any costs incurred with respect to such maintenance, repair or replacement. Nothing herein shall be construed to enable any insurer to be subrogated to the rights of any insured party as to any loss as to which the insurer has waived its right of subrogation. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 19 ARTICLE 9 - UTILITIES AND TAXES 9.1 Utilities. Each Owner shall pay for telephone, electricity, gas, water and other utilities or services furnished to or for his, her or their Unit and Exclusive Use Common Area which are separately metered to such Owner's Unit. 9.2 Segregated Taxes. To the extent allowed by law, all Condominiums, including their undivided interest in the Common Area and the membership of an Owner in the Association, shall be separately assessed and taxed so that all taxes, assessments, and charges that may become liens prior to Mortgages under local law shall relate only to the individual Condominiums and not to the Project as a whole. Each Owner shall be obligated to pay any taxes or assessments assessed by any governmental entity against such Owner's Condominium and against such Owner's personal property. The Association shall pay all taxes and assessments levied against the Association or the personal property owned by the Association. 9.3 Unsegregated Taxes. Until such time as real property taxes have been segregated by the County Tax Assessor, the Association shall pay all real property taxes and assessments levied upon the Project. Each Owner shall pay his or her proportionate share of any installment due under the tax bill to the Association at least ten (10) days before the delinquency date, and the Association shall transmit the taxes to the appropriate tax collection agency. The proportionate share of the taxes for each Condominium shall be determined by multiplying the total amount of taxes for the entire project by a fraction, the numerator of which is the purchase price paid by each Owner for his or her Unit and the denominator of which is the total of the purchase prices for all Units. For purposes of this Section, the purchase price of any Unit owned by Declarant shall be determined as follows: (i) prior to any reassessment of the Property by the tax collector as a result of Declarant's construction of Improvements to the Property, by multiplying the assessed value of the Property for the year prior to the first sale of a Condominium by the percentage interest of such Unit in the Common Area as such percentage interest is listed in Exhibit C; or (ii) after any reassessment of the Property by the tax collector as a result of Declarant's Improvements to the Property, by multiplying the reassessed value resulting from the construction of such Improvements by the percentage interest of such Unit in the Common Area as such percentage interest is listed in Exhibit C. The Association, at least forty-five (45) days before the delinquency date of any tax installment, shall deliver to each Owner a copy of the tax bill, along with a written notice setting forth the Owner's obligation to pay his or her proportionate share of the tax installment. The Association shall pay the taxes on behalf of any Owner who does not pay his or her proportionate share and shall use any available sums or borrow any sums as may be required to make the payments on behalf of delinquent Owners. The Association shall levy a Reimbursement Assessment against any delinquent Owner in the amount of any sum advances, plus interest and a reasonable late charge to cover the administrative expenses of the Association in collecting the amount due. There shall be included as part of any such Reimbursement Assessment the amount necessary to reimburse the Association for any penalties and interest incurred by the Association in connection with the tax bill, which penalty and interest results from the failure of the delinquent Owner to make timely payment of his or her proportionate share of taxes. Such taxes and assessments may be contested by the Association; provided, however, that any such contested taxes shall be paid or a bond insuring the payment shall be posted - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 20 prior to the sale or other disposition of any property to satisfy the payment of such taxes. Notwithstanding anything to the contrary in this Declaration, each Owner shall be solely responsible for (i) any personal property tax levied upon that Owner's personal property, (ii) any business tax levied upon that Owner's business property or income, and (iii) any increase in property taxes resulting from the sale or purchase of such Owner's Unit. ARTICLE 10 - COVENANTS AND USE RESTRICTIONS 10.1 Prohibited Uses. No Condominium shall be occupied and used except for residential purposes by the Owners, their tenants and social guests, and no trade or business shall be conducted within the Project, except that an Owner, but not a tenant, may operate a home business within such Owner's Unit as permitted by and pursuant to local law. 10.2 Unlawful Activity/Nuisances. No Owner shall permit anything to be done or kept in his, her or their Unit or within the Project that violates any law, ordinance, statute, rule or regulation of any local, county, state or federal governmental agency. Nothing shall be done within the Project that is an unreasonable annoyance, inconvenience or nuisance or that unreasonably interferes with the quiet enjoyment of occupants of Units. No automobiles or other motorized vehicles shall be repaired within the Project. No horns, whistles, bells or other sound devices, except security devices used exclusively to protect the security of a Unit and its contents, shall be placed or used within any Unit. No unreasonably loud noises, loud music, loud television, electro-mechanical or electromagnetic disturbance, vibrations, noxious odors or radiation disturbance shall be permitted within the Project. No use is allowed which creates conditions that are hazardous, noxious or offensive through the emission of odor, fumes, smoke, cinders, dust, gas, vibrations, glare, refuse, water -carried waste, or excessive noise. No doorways, driveways, walkways or streets shall be obstructed in any manner that would interfere with their use for ingress or egress in the event of a fire, earthquake or other emergency. 10.3 No Smoking. No one shall smoke at any time anywhere in the Common Area portions of the Project, under the windows of any Unit, or in the doorways to the building. 10.4 Occupancy Limitations. In no event shall any Unit be occupied by more persons than allowed under local law. 10.5 Fires. There shall be no external fires whatsoever, except barbecues burned in an appropriate barbecue receptacle. 10.6 Signs. No advertising signs or billboards shall be displayed on or within the Project except that Owners may post in the windows of their Units any signs required by legal proceedings and a single "For Rent," "For Lease" or "For Sale" sign of customary and reasonable dimensions. Signs of real estate brokers advertising Units for sale or lease shall only be allowed within the Common Area in strict compliance with applicable Association Rules. The Association may summarily cause all unauthorized signs to be removed or destroyed. This Section is not intended to restrict constitutional rights of free speech and expression. 10.7 Antennas and Other Additions. Subject to any qualifying provisions in the Association Rules, no Owner shall construct, install, erect or maintain any television or radio pole or antenna, flag pole, or clothes line within the Common Area or within the Project except - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2003 PAGE 21 wholly within such Owner's Unit and below the level of the roof of such Unit. The Association shall designate locations for any television antennas and satellite dishes. 10.8 Pets. No animals, livestock or poultry of any kind shall be raised, bred or kept within the Project, except the following pets may be kept in a Unit: a reasonable number of small caged pets, such as fish, gerbils, or hamsters, and no more than two (2) cats or one (1) cat and (1) small dog which weighs less than thirty-five (35) pounds. Dogs shall not be permitted to bark so as to disturb other Owners. Animals shall not be permitted on the Common Area except, under the supervision and restraint of its Owner, for that amount of time reasonably necessary to transfer such pet off the Property from a Unit or through the Property to a Unit. All pets must be kept flea free. An Owner shall promptly clean up after any pet that has soiled the Common Area, and an Owner shall pay to repair any damage caused by such Owner's pet. No animal shall be allowed to make an unreasonable amount of noise or otherwise to become a nuisance. 10.9 Trash. Trash, garbage and other waste shall be regularly removed from each Unit and shall be disposed of in trash containers. The Association shall designate permissible locations for trash containers within the Project. The Association may establish reasonable regulations to allow for the recycling of recyclable materials. 10.10 Insurance. Nothing shall be done or kept in or on any Unit or in the Common Area that would increase the rate of or cause the cancellation of insurance on the Project or any portion thereof without the prior written consent of the Association. 10.11 Gas or Liquid Storage. No tank for the storage of gas or liquid shall be installed within the Project without the prior written consent of the Association. 10.12 Diseases and Pests. No Owner shall permit any thing or condition to exist in his, her or their Unit or within the Project which shall induce, breed, or harbor infectious plant diseases, rodents or noxious insects. 10.13 Trees. No tree on the property shall be cut down without the consent of the Association. 10.14 Mechanic's Liens. If a notice of mechanic's lien is filed against the Project for labor or material alleged to have been furnished to or delivered for any Owner within the Project or at his, her or their Unit, the Owner shall immediately cause the lien to be discharged by payment, bond or otherwise. If the Owner fails to discharge the lien, the Association may hold a hearing in accordance with Section 7.4 to determine the effect of the lien and any offsets or defenses thereto. At the hearing, if the Association determines that the lien adversely and improperly affects and encumbers the ownership interests of other Owners and that no adequate protection of the interests of other Owners has been provided, the Association may cause the lien to be discharged by payment, bond or otherwise. The Association shall then levy a Reimbursement Assessment against the Owner(s) responsible for the existence of the lien. The Association may take whatever other action it deems necessary to properly protect the interests of the Owners. 10.15 Alterations to Units. Notwithstanding the provisions of Article 11, Owners may alter or remodel the interiors of their Units (excluding load bearing walls), if the alterations do not (i) impair the structural or acoustical integrity of the Unit or of the building containing the Unit; (ii) impair or affect the utilities or other systems servicing the Common Area or another - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 22 Unit; or (iii) involve altering the Common Area. Each Owner must comply with all laws and ordinances regarding alterations and remodeling. ARTICLE 11 - ARCHITECTURAL CONTROL 11.1 Architectural Control. Except as permitted pursuant to Section 10.15, no Improvement of any kind shall be commenced, erected or maintained within the Project, no addition to or change or alteration be made in or to any Unit or to any Exclusive Use Common Area and no exterior painting or exterior staining shall be done within the Project until the plans and specifications showing the color, nature, kind, shape, height (including front, side and rear elevations), materials, and location of the same shall have been submitted to and approved in writing by the Association as to quality of workmanship and materials, harmony of external design and location in relation to surrounding structures, setback lines, topography and finish grade elevation. Nothing contained herein shall be construed to limit the right of an Owner to paint the interior of his, her or their Unit any color desired. 11.2 Submission of Plans: Action by Association. Plans and specifications for the proposed Improvement shall be submitted to the secretary by personal delivery or certified mail. In the event the Association fails to approve or disapprove such design and location within thirty (30) days after said plans and specifications have been submitted to it, the request shall be deemed to have been denied, in which case, the written request may be resubmitted. In the event the Association fails to approve or disapprove such design and location within thirty (30) days after this second submission, the request shall be deemed to have been approved. The Association's approval may contain conditions or requests for modification of particular aspects of the Owner's plans and specifications. The Association may apply both subjective and objective criteria when reviewing plans and specifications for any Improvement. 11.3 Permits. Before commencement of any Improvements, the Owner shall comply with all appropriate and applicable governmental laws and regulations and shall obtain, at such Owner's sole expense, all required permits. 11.4 Estoppel Certificate. Within thirty (30) days after written demand is delivered to the secretary by any Owner, and upon payment to the Association of a reasonable fee (as fixed from time to time by the Association), the Association shall execute an estoppel certificate, executed by any two of its members, certifying (with respect to any Unit owned by the applicant Owner) that as of the date thereof, either (i) all Improvements made and other work completed by said Owner with respect to the Unit comply with this Declaration; or (ii) that such Improvements or work do not so comply, in which event the certificate shall also identify the noncomplying Improvements or work and set forth with particularity the bases of such noncompliance. Any purchaser from the Owner, through the Owner, shall be entitled to rely on said certificate with respect to the matters therein set forth, such matters being conclusive as between the Association, all Owners and any persons deriving any interest through them. ARTICLE 12 - ASSESSMENTS 12.1 Covenant to Pay Assessments. Declarant covenants and agrees for each Condominium owned by it in the Project that it is expressly made subject to Assessments as set forth in this Declaration, and each Owner by acceptance of a deed covenants and agrees for each Condominium owned, to pay to the Association the Assessments authorized by this Declaration, and to allow the Association and the other Owners to enforce any Assessment lien - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 23 established in accordance with the provisions of this Declaration by nonjudicial proceedings under a power of sale or by any other means authorized by law. 12.2 Personal Obligation. Each Assessment or installment, together with any late charge, interest, collection costs and reasonable attorneys' fees, shall be the personal obligation of the Owner, at the time such assessment or installment becomes due and payable, and shall bind such Owner's heirs, devisees, personal representatives and assigns. If there is more than one (1) Owner of a particular Condominium at such time, each Owner shall be jointly and severally liable. No Owner can exempt himself or herself from payment of Assessments or installments by waiving the use or enjoyment of all or any portion of the Common Area, or by abandonment or leasing of his, her or their Unit or by any other means. 12.3 Use of Regular Assessments. Regular Assessments shall be used to pay for the expenses of the Association in performing its duties in accordance with this Declaration, to improve, replace, repair, operate, and maintain the Common Area and to promote the health, safety and welfare of the occupants of the Units. 12.4 Reserve Funds. Each annual Regular Assessment shall include a portion for reserves in such amount as the Association in its discretion considers appropriate to meet the cost of the future repair, replacement or additions to the major components that the Association is obligated to maintain and repair. Reserve funds shall be deposited in a separate account and the withdrawal of money from reserve accounts shall require (i) a duly executed resolution of the Association authorizing the withdrawal from the reserve account, and (ii) the signatures of at least two (2) Owners of separate Units, and at least one of the two (2) Owners shall be an officer of the Association. Reserve funds may not be expended for any purpose other than repair, restoration, replacement, or maintenance of, or litigation involving the repair, restoration, replacement, or maintenance of, major components that the Association is obligated to maintain. Notwithstanding the foregoing, the Association may authorize the temporary transfer of money from a reserve fund to the Association's general operating fund to meet short term cash - flow requirements or other expenses. The transferred funds shall be restored to the reserve fund within one (1) year of the date of the initial transfer, provided that the Association, on the making of a finding supported by documentation that a delay is in the best interest of the Project, may delay the restoration for the amount of time that the Association reasonably determines to be necessary. The Association shall exercise prudent fiscal management in delaying restoration of these funds and in restoring the expended funds to the reserve account, and shall, if necessary, levy a Special Assessment to recover the full amount of the expended funds within the time limits required. At least once every three (3) years, the Association shall cause a study to be conducted of the reserve account requirements if the current replacement value of the major components that the Association is obligated to repair, replace, restore, or maintain is equal to or greater than one-half of the gross budget of the Association for any fiscal year. The Association shall review this study annually and shall consider and implement necessary adjustments to the Association's analysis of the reserve account requirements as a result of that review. The study shall, at a minimum, include: (i) identification of the major components that the Association is obligated to repair, replace, restore, or maintain that, as of the date of the study, have a remaining useful life of Tess than thirty (30) years; (ii) identification of the probable - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 24 remaining useful life of the components identified in subparagraph (i) as of the date of the study; (iii) an estimate of the cost of repair, replacement, restoration, or maintenance of the components identified in subparagraph (i) during and at the end of their useful life; and (iv) an estimate of the total annual contribution necessary to defray the cost to repair, replace, restore, or maintain the components identified in subparagraph (i) during and at the end of their useful life after subtracting total reserve funds as of the date of the study. As used herein, "reserve accounts" means money that the Association has identified for use to defray the future repair or replacement of, or additions to, those major components that the Association is obligated to maintain; and "reserve account requirements" means the estimated funds that the Association has determined are required to be available at a specified time to repair, replace, or restore those major components that the Association is obligated to maintain. 12.5 Levy of Regular Assessments. The Association shall establish and levy an annual Regular Assessment in an amount that has been approved by the Association which is estimated to be sufficient to raise the funds needed to perform the duties of the Association during each fiscal year (as defined in Section 12.6). The Association shall fix the amount of the annual Regular Assessment not less than forty-five (45) or no more than sixty (60) days in advance of each fiscal year. If the Association fails to so fix the amount of the Regular Assessment, the Regular Assessment applicable for the previous fiscal year shall remain in effect until the Association shall fix a new Regular Assessment, which may be retroactive to the commencement of the fiscal year in question. 12.6 Commencement of Regular Assessments. Regular Assessments shall commence as to all Condominiums on the first day of the month next following the effective date of this Declaration. The first fiscal year shall be the period commencing on the date Regular Assessments commence and ending on the December 31 next following. Subsequent fiscal years shall be each successive calendar year; provided, however, that at any time the Association may change the fiscal year. Each Owner shall be entitled to pay annual Regular Assessments in twelve (12) equal monthly installments, one installment payable on the first day of each calendar month during the fiscal year, as long as the Owner is not delinquent in the payment of any monthly installment. If an Owner fails to pay any monthly installment by the thirtieth (30th) day of the month and after fifteen (15) days written notice from the Association, that Owner's right to continue to pay the Regular Assessment in monthly installments shall immediately terminate for that fiscal year and the Owner shall be required to immediately pay the entire balance of the current year's Regular Assessment. 12.7 Special Assessments. In addition to the Regular Assessment, the Association may, from time to time, levy a Special Assessment against all Condominiums if the Association determines that the Association's available funds are or will become inadequate to meet the estimated expenses of the Association, including the maintenance of appropriate reserves, for a particular fiscal year for any reason, including, without limitation, unanticipated delinquencies, costs of construction, unexpected repairs or replacements of capital Improvements or otherwise. The Association shall determine the amount necessary to meet the estimated expenses, and if the amount is approved by a majority vote of the Association, it shall become a Special Assessment. The Association may levy the entire Assessment immediately or levy it in installments over a period it considers appropriate. 12.8 Revised Assessments. If at any time during the course of any year the - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 25 Association shall deem the amount of an Assessment to be inadequate or overadequate by reason of a revision of its estimate of either expenses or income, or otherwise, the Association may revise the Assessment for the balance of the fiscal year. The Association shall provide notice by first-class mail to the Owners of any increase in a Regular or Special Assessment not less than thirty (30) nor more than sixty (60) days prior to the increased Assessment becoming due. 12.9 Allocation of Assessments. With the sole exception described later in this Section 12.9. both Regular and Special Assessments shall be allocated among, assessed against, and charged to each Condominium and its Owner according to each Owner's percentage interest in the Property as a tenant in common, as set forth in Exhibit C. Reimbursement Assessments shall not be subject to these allocation provisions. 12.10 Reimbursement Assessments. After compliance with the notice and hearing requirements in Section 7.4, the Association may levy a Reimbursement Assessment against any Condominium and its Owner for the purpose of collecting (i) monetary penalties imposed by the Association for violation of the Governing Documents; (ii) amounts required to repay or reimburse the Association for any liability of an Owner pursuant to Section 8.6; (iii) amounts required to reimburse the Association for costs and expenditures incurred in performing work or rendering services in accordance with Section 8.5; and (iv) any other amounts owed to the Association in accordance with the Governing Documents. Notwithstanding anything to the contrary in this Declaration, a Reimbursement Assessment levied against a Condominium may not become a lien against such Condominium that is enforceable by a power of sale under the California Civil Code. This restriction on enforcement is not applicable to late charges, interest, or collection costs, including reasonable attorneys' fees, assessed in connection with delinquent Regular or Special assessments. 12.11 Delinquent Assessments. Any Assessment due, including any installment due, shall become delinquent if payment is not received by the Association within fifteen (15) days after its due date. If an Owner allows any Assessment to become delinquent, such Owner shall also pay a late charge equal to ten percent (10%) of the delinquent Assessment or Ten Dollars ($10) whichever is greater. A late charge may not be imposed more than once on any delinquent payment, but it shall not eliminate or supersede any late charges imposed with respect to prior delinquent payments. Interest also shall accrue on any delinquent payments at the rate of twelve percent (12%) per annum, commencing thirty (30) days after the Assessment becomes due. The Association may suspend a delinquent Owner's right to vote on Association matters while any delinquent Assessment remains unpaid. 12.12 Creation of Assessment Lien. The amount of any delinquent Assessment or installment, together with any accompanying other charges such as interest, late charges and costs (including attorneys' fees), as may be levied by the Association pursuant to the provisions of this Declaration, shall be and become a lien upon the Condominium against which the Assessment was levied when the Association causes to be recorded in the official records of the County a Notice of Delinquent Assessment, which notice shall state: (i) The amount of the delinquent Assessment and such other charges thereon as may be authorized by this Declaration; (ii) A description of the Condominium against which the same has been assessed; (iii) The name of the record Owner of the Condominium assessed; and (iv) If the lien is to be enforced by power of sale under nonjudicial foreclosure proceedings, the name and address of the trustee authorized by the Association to enforce the lien by sale. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 26 Such notice shall be signed by an authorized representative of the Association. Upon payment of the delinquent Assessment and charges in connection with which such notice has been so recorded, or other satisfaction thereof, the Association, at the delinquent Owner's cost and expense, shall cause to be recorded a further notice stating the satisfaction and the release of the lien thereof. The lien provided for herein shall be prior to all other liens recorded subsequent to the recordation of such Notice of Delinquent Assessment. 12.13 Foreclosure Under Assessment Lien. The Association may enforce any Assessment lien established under Section 12.12 in any manner permitted by law, including, without limitation, by judicial foreclosure or, if the notice of delinquent Assessment contained the name and address of the trustee authorized by the Association to enforce the lien, by nonjudicial foreclosure. Any nonjudicial foreclosure shall be conducted in accordance with the requirements of Civil Code §§2924, 2924b, 2924c, 2924f, 2924g, 2924h, and 2924j that apply to nonjudicial foreclosures of mortgages or deeds of trust, as the same may be amended from time to time. The sale shall be conducted by the trustee named in the notice of delinquent Assessment or by a trustee substituted in accordance with the provisions of Civil Code §2934a. The Association may bid on the Condominium at the sale, and may hold, lease, mortgage, or convey the acquired Condominium. If the default is cured before the sale, or before completing a judicial foreclosure, including payment of all costs and expense incurred by the Association, the Association shall record a notice of satisfaction and release of lien, and, on receipt of a written request by the delinquent Owner, a notice of rescission of the declaration of default and demand for sale. 12.14 Waiver of Homestead Protections. Each Owner, to the extent permitted by law, waives the protections of any declared homestead or homestead exemption under the laws of California as applied to any action to enforce the Assessments levied by the Association. 12.15 Estoppel Certificate. Within ten (10) days of mailing or delivery of written request by any Owner, the Association shall provide the Owner with a written statement containing the following information: (i) whether, to the knowledge of the Association, the Owner or the Owner's Condominium is in violation of any of the provisions of the Governing Documents; (ii) the amount of Assessments, including installment payments, paid by the Owner during the fiscal year in which the request is received; (iii) the amount of any Assessments levied against the Owner's Condominium that are unpaid as of the date of the statement, including any late charges, interest, or costs of collection that as of the date of the statement are or may be made a lien against the Owner's Condominium, as provided by the Governing Documents; and (iv) any change in the Association's current Regular and Special Assessments and fees approved by the Association but not yet due and payable as of the date of the statement. The Association may charge the Owner a fee to recover its reasonable costs in preparing the statement. Any prospective purchaser or mortgagee of the Owner's Condominium may rely on the information in this written statement, provided that reliance may not extend to any violation of the Governing Documents of which the Association does not have actual knowledge. ARTICLE 13 - INSURANCE/INDEMNITY 13.1 Fire And Casualty Insurance. The Association shall obtain and maintain a master or blanket policy of all risk property insurance coverage for all the Improvements within the Project, insuring against loss or damage by fire or other casualty, in an amount equal to the - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 27 current full replacement cost (without respect to depreciation) of such Improvements, and exclusive of land, foundations, excavation and other items normally excluded from coverage. Replacement cost, inflation and building code upgrade endorsements shall be part of the policy to the extent each endorsement is available. The policy shall name as insured the Association, the Owners and all Mortgagees of record, as their respective interests may appear, and may contain a loss payable endorsement in favor of the Insurance Trustee described below. (A) Insurance Trustee. If the insurance proceeds payable under this Section 13.1 exceed Fifty Thousand Dollars ($50,000), then the proceeds shall be paid to and held by the Insurance Trustee in trust for the Association, Owners and Mortgagees, as their respective interests shall appear. 13.2 Other Insurance. Unless the Owners determine otherwise pursuant to Section 13.3, the Association shall also obtain and maintain the following insurance: (A) A hazard policy insuring all equipment and fixtures owned by the Association, unless the Association determines that such insurance is not necessary; (B) Comprehensive general liability insurance insuring the Association, its agents, and the Owners and their respective family members against any liability incident to the ownership or use of the Project, and including, if obtainable, a cross liability or severability of interest endorsement insuring each insured against liability to each other insured. Such insurance shall provide a combined single limit of not less than Two Million Dollars ($2,000,000) covering all claims for death, personal injury, and/or property damage arising out of a single occurrence; (C) Workers' compensation insurance to the extent required by law; (D) To the extent available, insurance in an amount not Tess than One Million Dollars ($1,000,000) on behalf of any officer of the Association against any liability asserted against or incurred by the officer in such capacity or arising out of the officer's status as such; (E) Flood insurance if the Project is located in an area designated by an appropriate governmental agency as a special flood hazard area; and (F) If obtainable at a cost deemed reasonable by the Owners, water damage insurance, liability for non -owned and hired automobile insurance, fidelity bonds or insurance covering officers, Members and employees that have access to any Association funds, and such other insurance as the Owners in their discretion consider necessary or advisable. 13.3 Requirements. If the Association is unable to purchase a policy or if the Owners believe that the cost of the policy is unreasonable, the Owners may decide to maintain policies of insurance that differ from the requirements of Sections 13.1 and 13.2. The form, content, and term of the policies and their endorsements and the issuing company must be satisfactory to all institutional first Mortgagees. If more than one institutional first Mortgagee has a loan of record against a Condominium in the Project, the policies and endorsements shall meet the maximum standards of the various first Mortgagees represented in the Project. If institutional first Mortgagees do not impose requirements on any such policy required hereunder, the term, amount and coverage of such policy shall be no Tess than that - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 28 which is customary for similar policies on similar projects in the area. Any insurance maintained by the Association shall contain "waiver of subrogation" as to the Association, its officers, Owners and the occupants of the Units and Mortgagees, and, if obtainable, a cross liability or severability of interest endorsement insuring each insured against liability to each other insured. The Association shall periodically (and not less than once every three (3) years) review all insurance policies maintained by the Association to determine the adequacy of the coverage and to adjust the policies accordingly. 13.4 Owner's Property Insurance. No Owner shall separately insure his, her or their Unit or any part of it against Toss by fire or other casualty covered by any insurance carried by the Association. If any Owner violates this provision, any diminution in insurance proceeds otherwise payable under the Association's policies that results from the existence of such other insurance will be chargeable to the Owner who acquired other insurance. However, it is possible that the insurance maintained by the Association may not cover the Owner's personal property, and may not insure the Owner individually against liability. Any Owner can insure his, her or their personal property against loss, and any Owner can and should obtain individual liability insurance if not individually covered by the Association's policy. In addition, any Improvements made by an Owner within his, her or their Unit may be separately insured by the Owner, but the insurance is to be limited to the type and nature of coverage commonly known as "tenant's improvements." All such insurance that is individually carried must contain a waiver of subrogation rights by the insurer as to the Association, its officers, other Owners and the occupants of the Units and Mortgagees. 13.5 Indemnity. To the extent not covered by insurance maintained by the Association or any Owner, each Owner shall indemnify, protect, defend, and hold harmless the Association, its manager, the officers, and all other Owners from and against all liability, Toss, claims, and demands of third persons to the extent arising out of the acts or omissions of (i) such Owner, and the occupants and tenants residing in such Owner's Unit, and (ii) such Owner's, occupant's or tenant's respective family members, guests, invitees and agents. Each Owner, by acceptance of his, her or their deed, agrees personally and for family members, contract purchasers, tenants, guests and invitees, to indemnify each and every other Owner, the Association, its manager and officers, and to hold them harmless from, and to defend them against, any claim of any person for personal injury or property damage occurring within the Unit of that particular Owner, except to the extent (i) that such injury or damage is covered by liability insurance in favor of the Association or other Owner or (ii) the injury or damage occurred by reason of the willful or negligent act or omission of another Owner, the Association, its manager or an officer. 13.6 Provision To Adjust Losses. The Association is appointed attorney -in -fact by each Owner to negotiate and agree on the value and extent of any Toss under any policy carried by the Association pursuant to this Article 13. The Association is granted full right and authority to compromise and settle any claim or enforce any claim by legal action or otherwise and to execute releases in favor of any insured. ARTICLE 14 - DAMAGE AND DESTRUCTION 14.1 Proceeds Exceed 85 Percent of Reconstruction Costs. If there is a total or partial destruction of the Improvements in the Project, and if the available proceeds of the - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 29 insurance carried pursuant to Section 13.1 are sufficient to cover not Tess than eighty-five percent (85%) of the costs of repair and reconstruction, the Improvements shall be promptly rebuilt. 14.2 Proceeds Less Than 85 Percent of Reconstruction Costs. If the proceeds of insurance carried pursuant to Section 13.1 are Tess than eighty-five percent (85%) of the costs of repair and reconstruction, the Improvements shall be promptly rebuilt unless, within ninety (90) days from the date of destruction, a majority of Owners entitled to vote, in person or by proxy at a duly constituted meeting, determine that repair and reconstruction shall not take place. If such a meeting is called, the Association shall solicit and obtain bids from at least two reputable contractors to repair and reconstruct the Improvements in accordance with the original plans and shall present this information to the Owners at the meeting. If repair and reconstruction is to take place, the Association shall be required to execute, acknowledge, and record in the office of the County Recorder of the County not later than one hundred twenty (120) days from the date of destruction, a certificate declaring the intention of the Owners to rebuild. 14.3 Responsibility to Rebuild. If any damage or destruction to the Project is to be rebuilt pursuant to Sections 14.1 or 14.2 above, the Owners of all Condominiums shall be obligated to contribute such funds as shall be necessary to pay their proportionate share of the cost of rebuilding or reconstruction, over and above the available insurance proceeds. The proportionate share of each Owner shall be based upon each Owner's proportionate undivided interest in the Common Area. If any Owner fails to pay his, her or their proportionate share, the Association may levy a Special Assessment against the Condominium and such Owner, which may be enforced in any manner provided in this Declaration. 14.4 Rebuilding Contract. If the Owners determine to rebuild, the Association or the Insurance Trustee shall, after obtaining bids from at least two (2) reputable contractors, award the repair and reconstruction work to the lowest bidder that otherwise meets the requirements set forth by the Association in soliciting bids. The Association shall have the authority to enter into a written contract with the contractor for the repair and reconstruction, and the insurance proceeds shall be disbursed to this contractor according to the terms of the contract. It shall be the obligation of the Association to take all steps necessary to assure the commencement and completion of authorized repair and reconstruction at the earliest possible date. 14.5 Rebuilding Not Authorized. If the Owners determine not to rebuild, then subject to rights of institutional first Mortgagees as set forth in Section 16.7, any insurance proceeds then available for such rebuilding shall be distributed to each Owner according to the relative fair market values of their Condominiums. The Association shall select an independent appraiser who shall be a member of the Society of Real Estate Appraisers or other nationally recognized appraiser organization and who shall determine such relative values in accordance with the standards of such organizations as of the date immediately prior to such destruction. The cost of such appraisals shall be paid from the insurance proceeds. The Association shall, within one hundred twenty (120) days from the date of destruction, execute, acknowledge, and record in the office of the County Recorder of the County, a certificate declaring the intention of the Owners not to rebuild. 14.6 Revival of Right to Partition. On recordation of the certificate described above in Section 14.5, the right of an Owner to partition through legal action as described in Section 4.5 shall revive immediately. In addition, each Owner by accepting a deed to a Condominium, - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 30 grants to the Association an irrevocable power of attorney to sell the entire Project for the benefit of the Owners, to terminate this Declaration, and to dissolve the Association. The net proceeds following the sale of the Project and dissolution of the Association shall be distributed to the Owners in the same manner that insurance proceeds are distributed under Section 14.5. ARTICLE 15 - EMINENT DOMAIN 15.1 Sale by Unanimous Consent. If an action for condemnation of all or a portion of the Project is proposed or threatened by any governmental agency having the right of eminent domain, then, on unanimous written consent of all the Owners and all institutional Mortgagees, the Project or a portion of it may be sold and conveyed to the condemning authority by the Association or its designees acting as the attorney -in -fact of all of the Owners under an irrevocable power of attorney, which each Owner by accepting a deed to a Condominium in the Project grants to the Association and which shall be coupled with the interest of all other Owners, for a price deemed fair and equitable by the Association. If the requisite number of Owners or institutional Mortgagees do not consent to a sale of all or a portion of the Project, and the condemning authority institutes condemnation proceedings, the court shall fix and determine the condemnation award. 15.2 Total Sale or Taking. If there is a total sale or taking of the Project, meaning a sale or taking (i) that renders more than fifty percent (50%) of the Units uninhabitable (such determination to be made by the Association in the case of a sale and by the court in the case of a taking) or (ii) that renders the Project as a whole uneconomical as determined by the vote or written consent of a majority of those Owners and their respective institutional Mortgagees whose Units will remain habitable after the taking, the right of any Owner to partition through legal action as described in Section 4.5 shall revive immediately. However, any determination that a sale or taking is total must be made before the proceeds from any sale or award are distributed. The proceeds of any such total sale or taking of the Project, together with the proceeds of any sale pursuant to a partition action, after payment of all expenses relating to the sale, taking, or partition action, shall be paid to all Owners and to their respective Mortgagees in proportion to the ratio that the fair market value of each Owner's Condominium bears to the fair market values of all Condominiums in the Project. The fair market value of Condominiums shall be determined in the condemnation action, if such be instituted, or by an Appraiser pursuant to Section 15.4. 15.3 Partial Sale or Taking. In case of a partial sale or taking of the Project, meaning a sale or taking that is not a total taking as described in Section 15.2, the proceeds from the sale or taking shall be paid or applied in the following order of priority, and any judgment of condemnation shall include the following provisions as part of its terms: (A) To the payment of expenses of the Association in effecting the sale or to any prevailing party in any condemnation action to whom such expenses are awarded by the court to be paid from the amount awarded; then (B) To Owners and their respective Mortgagees, as their interests may appear, of Condominiums in the Project whose Units have been sold or taken, in an amount up to the fair market value of such Condominiums as determined by the court in the condemnation proceeding or by an appraiser selected by the Association, who meets the qualifications described in Section 15.4, less such Owner's share of expenses paid pursuant to the preceding subsection (A) (which share shall be in proportion to each Owner's undivided interest in the - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 31 Common Area). After such payment, the recipient shall no longer be deemed an Owner, and the Association or individuals authorized by the Association, acting as attorney -in -fact of all Owners shall amend the Condominium Plan, the Map (if necessary), and this Declaration to eliminate from the Project the Condominiums so sold or taken and to adjust the undivided ownership interest of the remaining Owners in the Common Area based upon the ratio that each remaining Owner's undivided interest bears to all the remaining Owner's undivided interest in the Common Area; then (C) To any remaining Owner and to his, her or their Mortgagees, as their interests may appear, whose Condominium has been diminished in fair market value as a result of the sale or taking disproportionately to any diminution in value of all Condominiums, as determined pursuant to Section 15.4, but as of a date immediately after any announcement of condemnation, an amount up to the total diminution in value; then (D) To all remaining Owners and to their respective Mortgagees, as their interests may appear, the balance of the sale proceeds or award in proportion to the ratio that the fair market value of each remaining Owner's Condominium bears to the fair market value of all remaining Owners' Condominiums as determined by the court in the condemnation proceeding or by an appraiser pursuant to Section 15.4. 15.4 Fair Market Value as Appraisal Standard. Whenever in this Article 15 reference is made to a determination of the value or fair market value of one or more Condominiums, it shall mean the fair market value of each such Condominium as of a date immediately prior to the announcement of condemnation, as determined by an appraisal by an independent appraiser selected by the Association, who shall be a member of the Society of Real Estate Appraisers or other nationally recognized appraiser organization and who shall apply its or such other organization's standards in determining the value or fair market value of each Condominium. The costs of such appraisals shall be paid from the sale proceeds. ARTICLE 16 - MORTGAGEE PROTECTION 16.1 Interpretation. In the event any provision of this Article 16 is inconsistent with or contrary to any other provision of this Declaration, the provisions of this Article 16 shall control. 16.2 Notices. Any first Mortgagee or Insurer or Guarantor, by written notice to the Association setting forth the Condominium encumbered, the Owner thereof and the address to which notices may be sent, may request and thereby be entitled to receive written notice from the Association of the occurrence of any of the following: (i) any default which is outstanding for sixty (60) days or longer by the Owner of such Condominium in the performance of his, her or their obligations under or in compliance with the provisions of the Governing Documents; (ii) any damage to or destruction of any portion of the Project; (iii) any proposed or threatened taking by power of eminent domain of any portion of the Project; (iv) any lapse, cancellation or material modification of any insurance policy or bond maintained by or required to be maintained by the Association; and (v) any proposed action which under the provisions of Sections 16.5 and 16.6 would require the consent of a certain percentage of first Mortgagees. 16.3 Mortgagee's Right to Information. Institutional first Mortgagees shall have the right to examine the books and records of the Association. 16.4 Deemed Consent. Any first Mortgagee who receives a written request to - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 32 approve additions or amendments who does not deliver or post to the requesting party a negative response within thirty (30) days after the notice of the proposed addition or amendment shall be deemed to have approved such request, provided the notice has been delivered to the first Mortgagee by certified or registered mail, return receipt requested. 16.5 Restriction on Certain Changes. Unless at least a majority of the first Mortgagees (based upon one (1) vote for each Mortgage owned), and a majority of the Owners of the individual Condominiums in the Project have given their prior written approval, the Association and/or the Owners shall not be entitled to: (i) By act or omission, seek to abandon or terminate the Project except for abandonment or termination provided by law in the case of substantial destruction by fire or other casualty, or in the case of taking by condemnation or eminent domain; (ii) Change the method of determining the obligations, Assessments or dues or other charges which may be levied against an Owner, or change the prorata interest or obligations of any Condominium for purposes of levying Assessments or charges or allocating distributions of hazard insurance proceeds or condemnation awards or for determining the prorata share of ownership of each Owner in the Common Area; (iii) By act or omission, change, waive or abandon any scheme of regulations, or enforcement thereof, pertaining to the architectural design or the exterior appearance or maintenance of the Project; (iv) Fail to maintain the required insurance in accordance with Article 13; (v) Use hazard insurance proceeds for other than the repair, replacement or reconstruction of the damaged portions of the Project for which such proceeds were paid to the Association except as provided by law in the case of substantial destruction by fire or other casualty, or in the case of taking by condemnation or eminent domain; or (vi) Partition or subdivide any Unit. 16.6 Consent to Action. The unanimous consent of the Owners and the approval of at least a majority of all first Mortgagees (based upon one (1) vote for each Mortgage owned) shall be required to add or amend any material provisions of the Governing Documents which establish, provide for, govern or regulate any of the following: (i) voting rights; (ii) increases in Regular Assessments that raise the previously assessed amount by more than twenty-five percent (25%), Assessment liens or priority of such liens; (iii) reductions in reserves for maintenance, repair and replacement of Common Area; (iv) responsibility for maintenance and repair; (v) reallocation of interests in the Common Area or Exclusive Use Common Area or rights to their use; (vi) redefinition of any Unit boundary; (vii) convertibility of Units into Common Area or Common Area into Units; (viii) expansion or contraction of the Project or the addition, annexation or withdrawal of property to or from the Project; (ix) hazard or fidelity insurance requirements; (x) imposition of any restrictions on the leasing of Units; (xi) imposition of any restrictions on a Unit Owner's right to sell or transfer his, her or their Condominium; (xii) restoration or repair of the Project (after damage or partial condemnation) in a manner other than that specified in this Declaration; (xiii) any provisions which are for the express benefit of first Mortgagees, Insurers or Guarantors; or (xiv) any action to terminate the legal status of the Project after substantial destruction or condemnation occurs. If any Mortgagee fails to submit a response to any written proposal for an amendment to the Governing Documents within thirty (30) days after it receives proper notice of the proposal, provided the notice was delivered by certified or registered mail with a return receipt requested, the Mortgagee shall be considered to have granted approval. For purposes of this Section 16.6, an addition or amendment shall not be considered material if it is for the purpose of correcting technical errors, or clarification only. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 33 16.7 Priority in Insurance and Condemnation Proceeds. No Owner, or any other party, shall have priority over any right of institutional first Mortgagees of Condominiums pursuant to their Mortgages in case of a distribution of insurance proceeds or condemnation awards for losses to or taking of Units or Common Area. Any provision to the contrary in the Governing Documents is to such extent void. All applicable fire and all physical Toss or extended coverage insurance policies shall contain loss payable clauses acceptable to the affected institutional first Mortgagees, naming the Mortgagees as their interests may appear. 16.8 Right of First Refusal. Any Mortgagee who obtains title to a Condominium pursuant to the remedies provided in the Mortgage or through foreclosure of the Mortgage, or deed or assignment in lieu of foreclosure, shall be exempt from any right of first refusal which may now or in the future exist for the benefit of the Association or other Owners, and no such right of first refusal shall impair the rights of any first Mortgagee to (i) foreclose or take title to a Condominium pursuant to the remedies provided in the Mortgage, or (ii) accept a deed or assignment in lieu of foreclosure in the event of default by a mortgagor, or (iii) sell or lease a Condominium acquired by the Mortgagee. 16.9 Subordination. The provisions contained in this Declaration shall not defeat or render invalid the lien of any Mortgage which is made in good faith and for value. The lien of any Assessments plus any charges thereon, such as interest, late charges and costs (including attorneys' fees), shall be subordinate to the lien of any first Mortgage recorded before the date such Assessments or other charges become due. This subordination shall apply only to Assessments that have become due and payable before a sale or transfer of such Condominium pursuant to a decree of foreclosure or exercise of power of sale. Any Mortgagee who acquires title to or comes into possession of a Condominium pursuant to remedies provided for in the Mortgage, including foreclosure by judicial action or exercise of power of sale, and any purchaser at a foreclosure sale, shall take the Condominium free of any claims for unpaid Assessments or charges against the Condominium that have accrued before the time such Mortgagee or purchaser acquires title to or comes into possession of the Condominium; provided, however, this exception shall not be applicable to any prorata claim for Assessments or charges levied by the Association against all Condominiums for the purpose of recovering any revenue lost by reason of the nonpayment of past due Assessments upon such Condominium; and provided further, that except as otherwise provided in this Section 16.9, all of the limitations, restrictions, covenants, conditions, easements, liens, charges, Assessments, and equitable servitudes contained herein shall be binding upon any Owner whose title is derived through foreclosure sale, trustee's sale or otherwise. Except as provided above, the sale, transfer or conveyance of title to a Condominium shall not relieve such Condominium from a duly recorded lien for any such prior unpaid Assessment nor relieve a selling Owner from personal liability for any Assessments which became due and payable before such sale, transfer or conveyance. 16.10 Payments by Mortgagees. Any Mortgagee, after at least ten (10) days prior written notification to the Association of the items to be paid and the failure of the Association within such time to make payment, may pay, alone or in conjunction with other Mortgagees, delinquent taxes, liens or assessments that are not separately assessed against an individual Condominium that may be or become a charge against the Project as a whole, and any overdue premiums on policies of fire and extended coverage insurance for the Project and in the event of a lapse of such a policy of insurance, may pay premiums to secure a new policy. In the event such payments are made, the Mortgagee making such payment shall be entitled to immediate reimbursement from the Association to the extent of the payment made. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 34 16.11 Contracts. Any agreement for professional management of the Project may not exceed one (1) year. Any such agreement or contract must provide for termination by either party for cause on thirty (30) days written notice, or without cause and without payment of a termination fee or penalty on ninety (90) days or Tess written notice. 16.12 Effect of Breach of Declaration on Mortgagee. No breach of any provision of this Declaration shall invalidate the lien of any Mortgage made in good faith and for value; but all of the covenants, conditions and restrictions shall be binding on any Owner whose title is derived through foreclosure sale, trustee's sale or otherwise. Any Mortgagee who acquires title to a Condominium by foreclosure or by deed in lieu of foreclosure or assignment in lieu of foreclosure shall not be obligated to cure any breach of this Declaration that is noncurable or of a type that is not practical or feasible to cure. ARTICLE 17 - ENFORCEMENT/ARBITRATION/MEDIATION 17.1 Rights to Enforce. The Association and/or any Owner shall have the power to enforce the provisions of the Governing Documents in any manner provided by law or in equity and in any manner provided in this Declaration, and in such action or through a separate proceeding shall be entitled to recover reasonable attorneys' fees and costs as are ordered by the court or arbitrator. The Association may institute appropriate legal action, temporarily suspend an Owner's voting rights and/or levy a fine against an Owner in a standard amount to be determined by the Association from time to time. 17.2 Violation of Law. The Association may treat any Owner's violation of any state, municipal or local law, ordinance or regulation, which creates a nuisance to the other Owners in the Project or to the Association, in the same manner as a violation of the Governing Documents by making such violation subject to any or all of the enforcement procedures set forth in this Declaration, as long as the Association complies with the notice and hearing requirements set forth in Section 7.4. 17.3 Remedies Cumulative. Each remedy provided by this Declaration is cumulative and not exclusive. 17.4 Mediation Between Owners. Before instituting any judicial action, arbitration, or other proceeding relating to the rights and/or duties of the parties under the Governing Documents, other than Association Assessments, the Owner who desires to initiate such action (the "Complaining Party") must make a good faith attempt to mediate the dispute pursuant to this Section. The Complaining Party shall send the other party (the "Responding Party") written notice of the nature of the dispute, the facts giving rise to its claim and its desire to mediate (the "Mediation Notice"). Should either party commence a judicial action, arbitration or other proceeding without sending a Mediation Notice, the Responding Party shall be entitled to stay the action and request a Mediation Notice from the Complaining Party. The Mediation Notice shall name a mediator. The Complaining Party shall be obligated to pay any fee to initiate mediation, but the cost of mediation shall ultimately be borne as determined by the parties if the mediation results in a settlement of the dispute. If the Responding Party does not agree with the complaining Party's choice of a mediator, the parties shall, within ten (10) days from the Responding Party's receipt of the Mediation Notice, ask the American Arbitration Association to pick a mediator from its panel. Within thirty (30) days after the mediator is chosen, the parties shall schedule and attend a mediation and attempt in good faith to resolve their dispute. If the mediation does not resolve the dispute or if the Responding Party refuses to attend, the - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 35 Complaining Party shall be free to commence arbitration. The requirements of this Section shall not apply under circumstances where the Complaining Party is entitled to a temporary restraining order or preliminary injunction in order to avoid irreparable harm or injury. 17.5 Arbitration Between Owners. In case of any claim or dispute between the Owners, which claim or dispute relates to the rights and/or duties of the parties under the Governing Documents, other than Association Assessments, the dispute shall be submitted to, and conclusively determined by, binding arbitration in accordance with this Section, provided, however, that the provisions of this Section shall not preclude any party from seeking injunctive or other provisional or equitable relief in order to preserve the status quo of the parties pending resolution of the dispute, and the filing of an action seeking injunctive or other provisional relief shall not be construed as a waiver of that party's arbitration rights. The arbitrators shall be selected and the arbitration conducted in accordance with the Commercial Arbitration rules of the American Arbitration Association. ARTICLE 18 - MISCELLANEOUS PROVISIONS 18.1 Construction of Provisions. The provisions of this Declaration shall be construed liberally to effect its purpose of creating a uniform plan for the development and operation of a condominium project pursuant to the provisions of Section 1350, et. seq. of the California Civil Code. 18.2 Independence of Provision. The provisions of this Declaration shall be independent and severable. Invalidation or partial invalidation of any provision of this Declaration by judgment or court order shall not affect any other provision of this Declaration, and the remaining provisions shall remain in full force and effect. 18.3 Failure Not a Waiver. The failure of any Owner, the Association or its officers or agents to enforce any of the covenants, conditions, restrictions, limitations, reservations, grants or easements, rights, right-of-way, liens charges or equitable servitudes contained in the Governing Documents shall not constitute a waiver of the right to enforce the same thereafter, nor shall such failure result in or impose any liability upon the Association or any of its officers or agents. 18.4 Notices. Unless otherwise indicated herein, notices shall be in writing and shall be addressed as follows: if to an Owner, to the address of his, her or their Condominium; and, if to the Association, to the president of the Association and the other Owners. The Owners may designate a different address for notices by giving written notice of such change of address to the Association. 18.5 Headings. The headings used in this Declaration are for convenience and reference only and the words contained therein shall not be held to expand, modify, or aid in the interpretation, construction, or meaning of this Declaration. 18.6 Number/Gender. The singular shall include the plural and the plural the singular unless the context requires the contrary; and the masculine, feminine and neuter shall each include the masculine, feminine or neuter, as the context may require. "Person" shall include any individual, corporation, partnership, trustee or other legal entity capable of holding title to real property. - CC&R'S - CASPIAN CONDOMINIUMS Printed: 10/30/2002 PAGE 36 18.7 Amendments. This Declaration may be amended only by the majority vote (in person or by proxy) or written consent of Owners. Any amendment must be certified in a writing executed and acknowledged by all Owners and recorded in the Recorder's Office of the County of Alameda. 18.8 Successor Statutes. Any reference in the Governing Documents to a statute shall be deemed a reference to any amended or successor statute. 18.9 Recitals. The recitals contained on page 1 shall be incorporated in and made a part of this Declaration. 18.10 Exhibits. All Exhibits attached to this Declaration are incorporated herein and made a part hereof by this reference. IN WITNESS WHEREOF, the undersigned, being the Declarant herein, has executed this Declaration of Covenants, Conditions and Restrictions as of the date first above set forth. MOMOOCHEHR JAVAHERIAN, Trustee MEHRI SERRAFAN, Trustee "DECLARANT" - CC&R'S - CASPIAN CONDOMINIUMS Printed. 10/30/2002 PAGE 37 ACKNOWLEDGMENT State of California County of Alameda On before me, date Name, Title Officer - E.G., "Jane Doe, Notary Public" personally appeared Name(s) of Signer(s) ❑ personally known to me - or - 0 proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature of Notary State of California County of Alameda On before me, date Name, Title Officer - E.G., "Jane Doe, Notary Public" personally appeared Name(s) of Signer(s) 0 personally known to me - or - 0 proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature of Notary EXHIBIT A PROPERTY DESCRIPTION CASPIAN CONDOMINIUMS The Property is defined as follows: That parcel of land in the City of Burlingame, County of San Mateo, State of California, described as follows: All of the real day of through California. property shown on Parcel Map No. , filed for record the , , in Book of Parcel Maps at page(s) , in the Official Records of the County of San Mateo, State of EXHIBIT C SCHEDULE OF UNDIVIDED INTEREST IN COMMON AREA CASPIAN CONDOMINIUMS The percentage of ownership interest of each Owner as a tenant in common is as follows: Condominium Unit No. Percentage Interest Unit 1 ONE-THIRD Unit 2 ONE-THIRD Unit 3 ONE -SIXTH Unit 4 ONE -SIXTH